# Banck (Cloud Expense Tracker) vs 繳款小祕書

The clearest difference is rating: Banck (Cloud Expense Tracker) at 4.4 against 繳款小祕書's 1.0. Banck (Cloud Expense Tracker) also leads on ads (none vs shown) and review sentiment (93% vs 62%). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banck (Cloud Expense Tracker) holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: Banck (Cloud Expense Tracker) has 14 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 93% of Banck (Cloud Expense Tracker)'s written reviews are positive against 62% of 繳款小祕書's.

Banck (Cloud Expense Tracker) ships an update weekly, 繳款小祕書 every 8 months. The most recent releases landed on June 10, 2026 and August 18, 2026 respectively.

## The numbers

| Metric | Banck (Cloud Expense Tracker) | 繳款小祕書 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (14 ratings)](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/id597789666/reviews) |
| Number of ratings | **14** | 1 |
| Positive reviews | **92.5% of reviews** | 61.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 8 months |
| Monetization | Free | — |
| Size | 16 MB | 26 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chung-Lun Chiang](https://appshunter.io/developer/597568627) | [Webi & Neti Internet Services Inc.](https://appshunter.io/developer/307195731) |

## What reviewers say

### Banck (Cloud Expense Tracker)

[App page](https://appshunter.io/ios/app/banck-cloud-expense-tracker/id597568624)

Manage your personal finances with this app that allows offline expense tracking and automatic cloud synchronization. Scan receipts, track multiple currencies, and set daily reminders to stay on top of your spending. It offers unlimited records and accounts for free.

**Highlights:** Offline expense tracking, Taiwan E-Invoice scanning, Cloud synchronization, Multi-currency support, Daily reminders, Unlimited records and accounts

**Features:** macOS Compatibility

**In-app purchases:** none


### 繳款小祕書

[App page](https://appshunter.io/ios/app/id597789666)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Banck (Cloud Expense Tracker) free?

Banck (Cloud Expense Tracker) is free to download, with no in-app purchases.

### Is 繳款小祕書 free?

繳款小祕書 is free to download, with no in-app purchases.

### Which has better reviews, Banck (Cloud Expense Tracker) or 繳款小祕書?

Banck (Cloud Expense Tracker) is rated higher. Banck (Cloud Expense Tracker) averages 4.4 out of 5 from 14 ratings, while 繳款小祕書 averages 1.0 from 1 ratings.

### Do Banck (Cloud Expense Tracker) or 繳款小祕書 have ads?

繳款小祕書 shows ads; Banck (Cloud Expense Tracker) does not.

### Which is updated more often, Banck (Cloud Expense Tracker) or 繳款小祕書?

Banck (Cloud Expense Tracker) ships an update weekly, and 繳款小祕書 every 8 months. Most recently, Banck (Cloud Expense Tracker) was updated on June 10, 2026 and 繳款小祕書 on August 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*