# FCU Mobile Banking vs LastCall

The clearest difference is in-app purchases: FCU Mobile Banking at none against LastCall's 2. FCU Mobile Banking also leads on ratings volume (30K vs 1). LastCall's advantage is update cadence (daily vs monthly). On price, rating, ads and device support there is nothing between them.

Both are free to download. LastCall sells 2 in-app purchases, starting at $9.99 per month. FCU Mobile Banking asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for FCU Mobile Banking against 5.0 for LastCall. That said, the two scores are not equally well evidenced: FCU Mobile Banking has 30K ratings behind it against 1, so its average is the more settled of the two.

FCU Mobile Banking ships an update monthly, LastCall daily. The most recent releases landed on October 18, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | FCU Mobile Banking | LastCall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (30K ratings)](https://appshunter.io/ios/app/fcu-mobile-banking/id597659090/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lastcall-tip-tracker/id6762050233/reviews)** |
| Number of ratings | **30K** | 1 |
| Positive reviews | 81.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 180 MB | 56 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Florida Credit Union](https://appshunter.io/developer/597659093) | [Brian Alphs](https://appshunter.io/developer/1892672887) |

## What reviewers say

### FCU Mobile Banking

[App page](https://appshunter.io/ios/app/fcu-mobile-banking/id597659090)

Manage your Florida Credit Union accounts conveniently from your mobile device. Check balances, review transactions, transfer funds, and make loan payments. Secure messaging is available for customer support.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay loans, Pay bills, Secure messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 🚀 Convenient mobile banking
- 💡 All-encompassing features
- 👍 Friendly and helpful staff
- 🚀 Smooth and efficient banking

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🐛 Unreliable app performance
- 🐛 Accounts disappearing or being inaccessible
- 🐛 Constant need to update app or reset password
- 🐛 Poor customer support during outages

**Reported bugs**

- App crashing during use
- Inability to log in or access accounts
- Disappearing account balances
- Delayed or failed transactions
- Compatibility issues with newer iOS versions

**Requested features**

- Improved bill pay functionality
- Ability to lock/unlock debit cards
- Notification system for account activity
- Increase mobile deposit limits
- Compatibility with older devices


### LastCall

[App page](https://appshunter.io/ios/app/lastcall-tip-tracker/id6762050233)

This app helps hospitality workers track their earnings from cash and credit tips. It provides insights into hourly rates, venue comparisons, and weekly breakdowns to understand earning patterns. Log shifts quickly and monitor progress towards financial goals.

**Highlights:** Log shifts in under 10 seconds, Cash and credit tip tracking, Hourly rate analysis, Venue and shift comparisons, Weekly earnings breakdown, Personalized insights, Goal tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LastCall Premium Monthly | $9.99 | per month |
| LastCall Premium Yearly | $59.99 | per year |


## Frequently asked questions

### Is FCU Mobile Banking free?

FCU Mobile Banking is free to download, with no in-app purchases.

### Is LastCall free?

LastCall is free to download, with in-app purchases available.

### Which has better reviews, FCU Mobile Banking or LastCall?

LastCall is rated higher. FCU Mobile Banking averages 4.9 out of 5 from 30K ratings, while LastCall averages 5.0 from 1 ratings.

### Do FCU Mobile Banking or LastCall have ads?

Neither FCU Mobile Banking nor LastCall shows ads.

### Which is updated more often, FCU Mobile Banking or LastCall?

FCU Mobile Banking ships an update monthly, and LastCall daily. Most recently, FCU Mobile Banking was updated on October 18, 2026 and LastCall on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*