# 繳款小祕書 vs PennyDay

The clearest difference is rating: PennyDay at 3.7 against 繳款小祕書's 1.0. PennyDay also leads on update cadence (weekly vs every 8 months) and review sentiment (73% vs 62%). 繳款小祕書's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. PennyDay sells 3 in-app purchases, starting at $1.99 per month. 繳款小祕書 asks for nothing beyond the download.

PennyDay holds the better App Store score, 3.7 against 1.0. That said, the two scores are not equally well evidenced: PennyDay has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 62% of 繳款小祕書's written reviews are positive against 73% of PennyDay's.

繳款小祕書 ships an update every 8 months, PennyDay weekly. Both last shipped on October 17, 2026.

## The numbers

| Metric | 繳款小祕書 | PennyDay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/id597789666/reviews) | **[3.7 (7 ratings)](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews)** |
| Number of ratings | 1 | **7** |
| Positive reviews | 61.5% of reviews | **72.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 8 months | **Weekly** |
| Monetization | — | Ad-supported |
| Size | 26 MB | 76 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Webi & Neti Internet Services Inc.](https://appshunter.io/developer/307195731) | [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377) |

## What reviewers say

### 繳款小祕書

[App page](https://appshunter.io/ios/app/id597789666)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PennyDay

[App page](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865)

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

**Highlights:** Calendar budgeting, Expense tracking, Multi-account support, Emoji category customization, Insights and reports, Privacy features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyDay Pro | $1.99 | per month |
| PennyDay Pro | $3.99 | per 3 months |
| PennyDay Pro | $11.99 | per year |


## Frequently asked questions

### Is 繳款小祕書 free?

繳款小祕書 is free to download, with no in-app purchases.

### Is PennyDay free?

PennyDay is free to download, with in-app purchases available.

### Which has better reviews, 繳款小祕書 or PennyDay?

PennyDay is rated higher. 繳款小祕書 averages 1.0 out of 5 from 1 ratings, while PennyDay averages 3.7 from 7 ratings.

### Do 繳款小祕書 or PennyDay have ads?

Both 繳款小祕書 and PennyDay show ads.

### Which is updated more often, 繳款小祕書 or PennyDay?

繳款小祕書 ships an update every 8 months, and PennyDay weekly. Most recently, 繳款小祕書 was updated on October 17, 2026 and PennyDay on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*