# UnionPay APP vs 微掌铺

The clearest difference is rating: 微掌铺 at 3.0 against UnionPay APP's 1.9. 微掌铺 also leads on iOS requirement (10.0 vs 13.4). UnionPay APP's advantage is ads (none vs shown) and ratings volume (588 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

微掌铺 holds the better App Store score, 3.0 against 1.9. That said, the two scores are not equally well evidenced: UnionPay APP has 588 ratings behind it against 1, so its average is the more settled of the two.

UnionPay APP ships an update every 5 weeks, 微掌铺 every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | UnionPay APP | 微掌铺 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (588 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews) | **[3.0 (1 ratings)](https://appshunter.io/ios/app/id1167935672/reviews)** |
| Number of ratings | **588** | 1 |
| Positive reviews | 8.2% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | — |
| Best chart rank | **#202** | — |
| Size | 224 MB | 52 MB |
| Requires iOS | 13.4 | **10.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [Rongtong Info&Tech Co., Ltd](https://appshunter.io/developer/621877572) |

## What reviewers say

### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

**Currently charting:** #202 Top Free · Finance (US App Store)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


### 微掌铺

[App page](https://appshunter.io/ios/app/id1167935672)

**In-app purchases:** none


## Frequently asked questions

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Is 微掌铺 free?

微掌铺 is free to download, with no in-app purchases.

### Which has better reviews, UnionPay APP or 微掌铺?

微掌铺 is rated higher. UnionPay APP averages 1.9 out of 5 from 588 ratings, while 微掌铺 averages 3.0 from 1 ratings.

### Do UnionPay APP or 微掌铺 have ads?

微掌铺 shows ads; UnionPay APP does not.

### Which is updated more often, UnionPay APP or 微掌铺?

UnionPay APP ships an update every 5 weeks, and 微掌铺 every 2 months. Most recently, UnionPay APP was updated on November 6, 2026 and 微掌铺 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*