# UnionPay APP vs 金燕e企

The clearest difference is update cadence: UnionPay APP at every 5 weeks against 金燕e企's every 6 months. 金燕e企's advantage is review sentiment (20% vs 8%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UnionPay APP ships an update every 5 weeks, 金燕e企 every 6 months. The most recent releases landed on October 13, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | UnionPay APP | 金燕e企 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.9 (577 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews)** | — |
| Number of ratings | **577** | — |
| Positive reviews | 8.2% of reviews | **20.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 months |
| Monetization | Free | Free |
| Size | 224 MB | 114 MB |
| Requires iOS | 13.4 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [河南农村商业银行股份有限公司](https://appshunter.io/developer/1802561039) |

## What reviewers say

### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


### 金燕e企

[App page](https://appshunter.io/ios/app/e/id1410571569)

This mobile platform offers comprehensive financial services for business clients, including account management, fund transfers, payroll processing, and transaction reconciliation. It provides secure and convenient access to banking functions anytime, anywhere.

**Highlights:** Account management, Fund transfers, Payroll processing, Group services, Transaction reconciliation, Electronic bills of exchange

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Is 金燕e企 free?

金燕e企 is free to download, with no in-app purchases.

### Do UnionPay APP or 金燕e企 have ads?

Neither UnionPay APP nor 金燕e企 shows ads.

### Which is updated more often, UnionPay APP or 金燕e企?

UnionPay APP ships an update every 5 weeks, and 金燕e企 every 6 months. Most recently, UnionPay APP was updated on October 13, 2026 and 金燕e企 on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*