# UnionPay APP vs 陕国投信托

The clearest difference is rating: 陕国投信托 at 5.0 against UnionPay APP's 1.9. UnionPay APP's advantage is ratings volume (584 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

陕国投信托 holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: UnionPay APP has 584 ratings behind it against 1, so its average is the more settled of the two.

UnionPay APP ships an update every 5 weeks, 陕国投信托 every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | UnionPay APP | 陕国投信托 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (584 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1509928456/reviews)** |
| Number of ratings | **584** | 1 |
| Positive reviews | 8.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 224 MB | 212 MB |
| Requires iOS | 13.4 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [陕西省国际信托股份有限公司](https://appshunter.io/developer/1509928455) |

## What reviewers say

### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


### 陕国投信托

[App page](https://appshunter.io/ios/app/id1509928456)

**In-app purchases:** none


## Frequently asked questions

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Is 陕国投信托 free?

陕国投信托 is free to download, with no in-app purchases.

### Which has better reviews, UnionPay APP or 陕国投信托?

陕国投信托 is rated higher. UnionPay APP averages 1.9 out of 5 from 584 ratings, while 陕国投信托 averages 5.0 from 1 ratings.

### Do UnionPay APP or 陕国投信托 have ads?

Neither UnionPay APP nor 陕国投信托 shows ads.

### Which is updated more often, UnionPay APP or 陕国投信托?

UnionPay APP ships an update every 5 weeks, and 陕国投信托 every 2 months. Most recently, UnionPay APP was updated on November 1, 2026 and 陕国投信托 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*