# UnionPay APP vs TKstock

The clearest difference is ads: UnionPay APP at none against TKstock's shown. UnionPay APP also leads on iOS requirement (13.4 vs 15.0). TKstock's advantage is update cadence (fortnightly vs every 5 weeks). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UnionPay APP ships an update every 5 weeks, TKstock fortnightly. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | UnionPay APP | TKstock |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.9 (584 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews)** | — |
| Number of ratings | **584** | — |
| Positive reviews | 8.2% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 224 MB | 34 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [Shenzhen Deep Tracking Artificial Intelligence Co., Ltd](https://appshunter.io/developer/1802634787) |

## What reviewers say

### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


### TKstock

[App page](https://appshunter.io/ios/app/tkstock/id6745003004)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Is TKstock free?

TKstock is free to download, with no in-app purchases.

### Do UnionPay APP or TKstock have ads?

TKstock shows ads; UnionPay APP does not.

### Which is updated more often, UnionPay APP or TKstock?

UnionPay APP ships an update every 5 weeks, and TKstock fortnightly. Most recently, UnionPay APP was updated on October 20, 2026 and TKstock on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*