# UnionPay APP vs 鲸鱼

The clearest difference is review sentiment: 鲸鱼 at 50% against UnionPay APP's 8%. 鲸鱼 also leads on rating (2.3 vs 1.9) and iOS requirement (9.0 vs 13.4). UnionPay APP's advantage is ratings volume (588 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

鲸鱼 holds the better App Store score, 2.3 against 1.9. That said, the two scores are not equally well evidenced: UnionPay APP has 588 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 8% of UnionPay APP's written reviews are positive against 50% of 鲸鱼's.

UnionPay APP ships an update every 5 weeks, 鲸鱼 every 3 weeks. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | UnionPay APP | 鲸鱼 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (588 ratings)](https://appshunter.io/ios/app/unionpay-app/id600273928/reviews) | **[2.3 (3 ratings)](https://appshunter.io/ios/app/id937122028/reviews)** |
| Number of ratings | **588** | 3 |
| Positive reviews | 8.2% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 224 MB | 46 MB |
| Requires iOS | 13.4 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [中国银联](https://appshunter.io/developer/433602057) | [Xiamen Jicaishen Network Technology Co. Ltd](https://appshunter.io/developer/937122027) |

## What reviewers say

### UnionPay APP

[App page](https://appshunter.io/ios/app/unionpay-app/id600273928)

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

**Highlights:** Integrated mobile payment, Comprehensive bank card management, Scan-to-pay feature, Financial-grade security protection, Card discounts and special offers

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast payment processing
- 🔒 Secure payment methods
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤖 Poor user experience design
- 💳 Difficulty binding bank cards
- 🕰️ Slow app performance
- 🔍 Confusing navigation and features

**Reported bugs**

- Unable to receive verification codes
- Face recognition consistently fails
- Inability to change registered phone number
- Unexpected app crashes during transactions

**Requested features**

- Support for international phone numbers
- Add English language option
- Implement Touch/Face ID authentication
- Improve payment flow and error handling


### 鲸鱼

[App page](https://appshunter.io/ios/app/id937122028)

This financial tool offers low-risk investment opportunities for users. It prioritizes data security through advanced encryption and backup systems, backed by legal partnerships and experienced technical teams.

**Highlights:** Low-risk investment focus, Advanced data encryption, Redundant data centers, Legal partnerships, Experienced technical team, SSL server certificate authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UnionPay APP free?

UnionPay APP is free to download, with no in-app purchases.

### Is 鲸鱼 free?

鲸鱼 is free to download, with no in-app purchases.

### Which has better reviews, UnionPay APP or 鲸鱼?

鲸鱼 is rated higher. UnionPay APP averages 1.9 out of 5 from 588 ratings, while 鲸鱼 averages 2.3 from 3 ratings.

### Do UnionPay APP or 鲸鱼 have ads?

Neither UnionPay APP nor 鲸鱼 shows ads.

### Which is updated more often, UnionPay APP or 鲸鱼?

UnionPay APP ships an update every 5 weeks, and 鲸鱼 every 3 weeks. Most recently, UnionPay APP was updated on November 6, 2026 and 鲸鱼 on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*