# EMI Calculator Loan Tracker vs Expense Counter

The clearest difference is in-app purchases: Expense Counter at none against EMI Calculator Loan Tracker's 3. Expense Counter also leads on ads (none vs shown) and rating (5.0 vs 4.5). EMI Calculator Loan Tracker's advantage is ratings volume (24 vs 1). On price, device support and iOS requirement there is nothing between them.

Both are free to download. EMI Calculator Loan Tracker sells 3 in-app purchases, starting at $0.99 per month. Expense Counter asks for nothing beyond the download.

Expense Counter holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: EMI Calculator Loan Tracker has 24 ratings behind it against 1, so its average is the more settled of the two.

EMI Calculator Loan Tracker ships an update every 4 weeks, Expense Counter every 4 days. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | EMI Calculator Loan Tracker | Expense Counter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (24 ratings)](https://appshunter.io/ios/app/emi-calculator-loan-tracker/id600855212/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-counter/id6748001771/reviews)** |
| Number of ratings | **24** | 1 |
| Positive reviews | 28.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 4 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 15 MB | 3 MB |
| Requires iOS | **16.1** | 16.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Swetha MB](https://appshunter.io/developer/599426588) | [Phu Le](https://appshunter.io/developer/1808337756) |

## What reviewers say

### EMI Calculator Loan Tracker

[App page](https://appshunter.io/ios/app/emi-calculator-loan-tracker/id600855212)

Calculate and manage home, car, and personal loans with instant EMI calculations, amortization schedules, and side-by-side loan comparisons. Plan prepayments and receive smart payment reminders to stay on top of your finances.

**Highlights:** Instant EMI calculation, Full amortization schedule, Loan comparison tool, Prepayment planning, Smart EMI reminders, Ad-free premium option

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock all loan emi functionality | $0.99 | per month |
| Unlock all loan emi functionality | $3.99 | per year |
| Unlock All Features. App will be AdFree. | $5.99 | one-time |


### Expense Counter

[App page](https://appshunter.io/ios/app/expense-counter/id6748001771)

Easily track and organize your spending to stay within your monthly budget. Gain insights into your spending habits by categorizing expenses and viewing monthly summaries. Achieve your financial goals with this intuitive expense management tool.

**Highlights:** Track expenses easily, Categorize spending, View monthly expense summaries, Organize expenses by category, Add expenses to specific months

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EMI Calculator Loan Tracker free?

EMI Calculator Loan Tracker is free to download, with in-app purchases available.

### Is Expense Counter free?

Expense Counter is free to download, with no in-app purchases.

### Which has better reviews, EMI Calculator Loan Tracker or Expense Counter?

Expense Counter is rated higher. EMI Calculator Loan Tracker averages 4.5 out of 5 from 24 ratings, while Expense Counter averages 5.0 from 1 ratings.

### Do EMI Calculator Loan Tracker or Expense Counter have ads?

EMI Calculator Loan Tracker shows ads; Expense Counter does not.

### Which is updated more often, EMI Calculator Loan Tracker or Expense Counter?

EMI Calculator Loan Tracker ships an update every 4 weeks, and Expense Counter every 4 days. Most recently, EMI Calculator Loan Tracker was updated on October 23, 2026 and Expense Counter on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*