# Expense Keep vs Cash Tracker

The clearest difference is rating: Expense Keep at 4.4 against Cash Tracker's 3.0. Expense Keep also leads on review sentiment (77% vs 50%) and ratings volume (1.7K vs 9). Cash Tracker's advantage is iOS requirement (12.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Cash Tracker sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Expense Keep holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 50% of Cash Tracker's.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Expense Keep | Cash Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews)** | [3.0 (9 ratings)](https://appshunter.io/ios/app/cash-tracker-spending-budget/id1351647656/reviews) |
| Number of ratings | **1.7K** | 9 |
| Positive reviews | **77.5% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 8 MB |
| Requires iOS | 17.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Paul Bennie](https://appshunter.io/developer/923922415) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Cash Tracker

[App page](https://appshunter.io/ios/app/cash-tracker-spending-budget/id1351647656)

Manages personal finances by tracking income, expenses, and budgets across various accounts. Offers privacy by not requiring bank logins, with data stored locally. Helps users gain awareness of spending habits for better financial control.

**Highlights:** Track income and expenses, Manage multiple accounts (banks, cards, cash), Set and track budgets, Private and secure data storage, Categorize spending manually, Works offline, Recurring payment setup (Pro)

**Features:** macOS Compatibility

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashTracker 15 Accounts | $1.99 | one-time |
| CashTracker 15 Categories | $1.99 | one-time |
| CashTracker Pro 3 Months | $1.99 | one-time |
| CashTracker 30 Accounts | $1.99 | one-time |
| CashTracker 30 Categories | $1.99 | one-time |
| CashTracker Premium | $3.99 | one-time |
| CashTracker 6 Cards | $3.99 | one-time |
| CashTracker Pro 6 Months | $3.99 | one-time |
| CashTracker 1000 Transactions | $4.99 | one-time |
| CashTracker Pro 12 Months | $5.99 | one-time |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Cash Tracker free?

Cash Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Cash Tracker?

Expense Keep is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Cash Tracker averages 3.0 from 9 ratings.

### Do Expense Keep or Cash Tracker have ads?

Neither Expense Keep nor Cash Tracker shows ads.

### Which is updated more often, Expense Keep or Cash Tracker?

Expense Keep ships an update every 6 weeks, and Cash Tracker every 6 weeks. Most recently, Expense Keep was updated on November 1, 2026 and Cash Tracker on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*