# Expense Keep vs Budget App & Expense Tracker

The clearest difference is rating: Budget App & Expense Tracker at 4.8 against Expense Keep's 4.4. Budget App & Expense Tracker also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). Expense Keep's advantage is review sentiment (77% vs 65%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Budget App & Expense Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Budget App & Expense Tracker holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.7K and 2.7K respectively. Written reviews complicate that: 77% of Expense Keep's written reviews are positive against 65% of Budget App & Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

Expense Keep ships an update every 6 weeks, Budget App & Expense Tracker every 5 weeks. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Expense Keep | Budget App & Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613/reviews)** |
| Number of ratings | 1.7K | **2.7K** |
| Positive reviews | **77.5% of reviews** | 65.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 92 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Bookipi Pty Ltd](https://appshunter.io/developer/1132093613) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Budget App & Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-and-expense-tracker/id1448335613)

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

**Highlights:** Unlimited wallets for personal and business expenses, Automatic expense tracking via bank feeds, Receipt scanning and storage, Weekly and monthly budget planning, Spending limit notifications, Visual charts and expense breakdowns, Data exporting via CSV

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Bank \| Monthly | $2.99 | per month |
| Unlimited Banks \| Monthly | $4.49 | per month |
| Single Bank \| Annual | $23.99 | per year |
| Unlimited Banks \| Annual | $35.99 | per year |

**What reviewers like**

- 🚀 Great app, easy to use
- 👍 Useful features, good for business/personal use
- ⭐ Fantastic, best app for expense tracking
- 💯 Awesome, perfect for my needs

**What reviewers complain about**

- 🐛 Bugs, issues with recurring transactions and wallet balances
- 🔍 Missing features like landscape mode, custom recurring expenses
- ⚠️ Compatibility issues with newer devices, UI not optimized
- 🔒 Concerns about subscription/bank connection process

**Reported bugs**

- Entries disappearing and reappearing randomly
- Incorrect wallet totals shown
- Recurring transactions not working as expected
- Compatibility issues with newer iOS devices

**Requested features**

- Ability to view recurring expenses in future months
- Option to upload documents/receipts, not just photos
- Automatic categorization of scanned receipts
- Customizable categories and icons
- Dark mode option


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Budget App & Expense Tracker free?

Budget App & Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Budget App & Expense Tracker?

Budget App & Expense Tracker is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Budget App & Expense Tracker averages 4.8 from 2.7K ratings.

### Do Expense Keep or Budget App & Expense Tracker have ads?

Neither Expense Keep nor Budget App & Expense Tracker shows ads.

### Which is updated more often, Expense Keep or Budget App & Expense Tracker?

Expense Keep ships an update every 6 weeks, and Budget App & Expense Tracker every 5 weeks. Most recently, Expense Keep was updated on October 22, 2026 and Budget App & Expense Tracker on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*