# Expense Keep vs Monthly Spending Tracker

The clearest difference is rating: Monthly Spending Tracker at 5.0 against Expense Keep's 4.4. Monthly Spending Tracker also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Expense Keep's advantage is ads (none vs shown) and update cadence (every 6 weeks vs every 17 months). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Monthly Spending Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Monthly Spending Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 2, so its average is the more settled of the two.

Expense Keep ships an update every 6 weeks, Monthly Spending Tracker every 17 months. The most recent releases landed on September 18, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | Expense Keep | Monthly Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255/reviews)** |
| Number of ratings | **1.7K** | 2 |
| Positive reviews | 77.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 6 weeks** | Every 17 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 4 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Brandon Stecklein](https://appshunter.io/developer/498894252) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Monthly Spending Tracker

[App page](https://appshunter.io/ios/app/monthly-spending-tracker/id1498487255)

This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.

**Highlights:** Track monthly spending, Record transactions, categories, dates, payees, Set monthly budget limits, Receive budget alerts, View monthly transactions, Generate expense reports

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending Tracker Premium | $2.99 | one-time |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Monthly Spending Tracker free?

Monthly Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Monthly Spending Tracker?

Monthly Spending Tracker is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Monthly Spending Tracker averages 5.0 from 2 ratings.

### Do Expense Keep or Monthly Spending Tracker have ads?

Monthly Spending Tracker shows ads; Expense Keep does not.

### Which is updated more often, Expense Keep or Monthly Spending Tracker?

Expense Keep ships an update every 6 weeks, and Monthly Spending Tracker every 17 months. Most recently, Expense Keep was updated on September 18, 2026 and Monthly Spending Tracker on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*