# Expense Keep vs Circles

The clearest difference is rating: Circles at 5.0 against Expense Keep's 4.4. Circles also leads on in-app purchases (none vs 1) and device support (3 vs 1). Expense Keep's advantage is ratings volume (1.7K vs 1) and update cadence (every 6 weeks vs every 5 months). On price and ads there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase. Circles asks for nothing beyond the download.

Circles holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 1, so its average is the more settled of the two.

Expense Keep ships an update every 6 weeks, Circles every 5 months. The most recent releases landed on October 22, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Expense Keep | Circles |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/circles-track-n-save/id1520967527/reviews)** |
| Number of ratings | **1.7K** | 1 |
| Positive reviews | 77.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 5 MB | 19 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Mario Matrone](https://appshunter.io/developer/1403882854) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Circles

[App page](https://appshunter.io/ios/app/circles-track-n-save/id1520967527)

This expense tracker app automatically divides your income into six distinct categories to help you manage your money effectively. It follows the principles of the six-jar system to promote awareness of spending habits and long-term savings.

**Highlights:** Automatic income splitting into 6 categories, Expense tracking, Money management awareness, Long-term savings goal support, Six jar system implementation

**In-app purchases:** none


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Circles free?

Circles is free to download, with no in-app purchases.

### Which has better reviews, Expense Keep or Circles?

Circles is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Circles averages 5.0 from 1 ratings.

### Do Expense Keep or Circles have ads?

Neither Expense Keep nor Circles shows ads.

### Which is updated more often, Expense Keep or Circles?

Expense Keep ships an update every 6 weeks, and Circles every 5 months. Most recently, Expense Keep was updated on October 22, 2026 and Circles on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*