# Expense Keep vs Envy

The clearest difference is rating: Envy at 4.8 against Expense Keep's 4.4. Envy also leads on update cadence (every 6 days vs every 6 weeks) and device support (3 vs 1). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Envy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Envy holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.7K and 833 respectively. Written reviews split almost evenly too, at 77% and 77% positive.

Expense Keep ships an update every 6 weeks, Envy every 6 days. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Expense Keep | Envy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[4.8 (833 ratings)](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews)** |
| Number of ratings | **1.7K** | 833 |
| Positive reviews | **77.5% of reviews** | 77.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 6 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 11 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Envy

[App page](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951)

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

**Highlights:** Unlimited digital envelopes, Quick deposit refills, Move transactions between envelopes, Start envelopes with negative balances, Export transactions as CSV, Manual transaction entry under 5 seconds

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Envy All Access | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward envelope budgeting
- 🔒 No bank account required
- 💰 Affordable one-time purchase
- 🎨 Visually pleasing design

**What reviewers complain about**

- 🔍 Limited envelope customization (renaming, reordering, deleting)
- 🔢 Inability to track cents/pennies
- 🔗 No multi-device sync or sharing
- 🔢 Envelope balance rounding issues

**Reported bugs**

- Inconsistent behavior when adding/editing transactions
- Screen size/layout issues on some devices

**Requested features**

- Ability to sort/reorder envelopes
- Option to track cents/pennies
- Multi-device sync and sharing
- Recurring transaction scheduling
- Envelope budgeting templates or presets


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Envy free?

Envy is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Envy?

Envy is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Envy averages 4.8 from 833 ratings.

### Do Expense Keep or Envy have ads?

Neither Expense Keep nor Envy shows ads.

### Which is updated more often, Expense Keep or Envy?

Expense Keep ships an update every 6 weeks, and Envy every 6 days. Most recently, Expense Keep was updated on October 22, 2026 and Envy on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*