# Expense Keep vs Monies Expense Tracker

The clearest difference is update cadence: Expense Keep at every 6 weeks against Monies Expense Tracker's every 12 months. Expense Keep also leads on ratings volume (1.7K vs 8). Monies Expense Tracker's advantage is monetization model (free vs free with in-app purchases) and review sentiment (88% vs 77%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Monies Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.4 for Expense Keep against 4.5 for Monies Expense Tracker. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 77% of Expense Keep's written reviews are positive against 88% of Monies Expense Tracker's.

Expense Keep ships an update every 6 weeks, Monies Expense Tracker every 12 months. The most recent releases landed on October 15, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Expense Keep | Monies Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[4.5 (8 ratings)](https://appshunter.io/ios/app/monies-expense-tracker/id1637367459/reviews)** |
| Number of ratings | **1.7K** | 8 |
| Positive reviews | 77.5% of reviews | **87.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 12 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 5 MB | 2 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [And a Dinosaur](https://appshunter.io/developer/475577301) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Monies Expense Tracker

[App page](https://appshunter.io/ios/app/monies-expense-tracker/id1637367459)

This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.

**Highlights:** Spreadsheet-like interface, Quick item entry, Easy item deletion, iCloud syncing, Available on iPhone and iPad

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip | $0.99 | one-time |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Monies Expense Tracker free?

Monies Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Monies Expense Tracker?

Monies Expense Tracker is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Monies Expense Tracker averages 4.5 from 8 ratings.

### Do Expense Keep or Monies Expense Tracker have ads?

Neither Expense Keep nor Monies Expense Tracker shows ads.

### Which is updated more often, Expense Keep or Monies Expense Tracker?

Expense Keep ships an update every 6 weeks, and Monies Expense Tracker every 12 months. Most recently, Expense Keep was updated on October 15, 2026 and Monies Expense Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*