# Expense Keep vs Simpler Budget

The clearest difference is rating: Simpler Budget at 4.8 against Expense Keep's 4.4. Simpler Budget also leads on update cadence (every 2 weeks vs every 6 weeks) and device support (3 vs 1). Expense Keep's advantage is ratings volume (1.7K vs 49). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Simpler Budget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Simpler Budget holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 80% of Simpler Budget's.

Expense Keep ships an update every 6 weeks, Simpler Budget every 2 weeks. The most recent releases landed on October 2, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Expense Keep | Simpler Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[4.8 (49 ratings)](https://appshunter.io/ios/app/simpler-budget/id6581483732/reviews)** |
| Number of ratings | **1.7K** | 49 |
| Positive reviews | 77.5% of reviews | **80.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 129 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [DEVWORLD VIETAM COMPANY LIMITED](https://appshunter.io/developer/1867412933) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Simpler Budget

[App page](https://appshunter.io/ios/app/simpler-budget/id6581483732)

Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.

**Highlights:** Track monthly spending easily, See all accounts in one place, Save money with budgeting, Find hidden expenses/subscriptions, Create sinking funds for goals, Share household budgets, Calculate net worth

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One Month Premium | $1.99 | per month |
| Three Months Premium | $5.99 | per 3 months |
| 1 Year Premium | $19.99 | per year |
| Lifetime 10% Off | $8.99 | one-time |
| Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Simpler Budget free?

Simpler Budget is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Simpler Budget?

Simpler Budget is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Simpler Budget averages 4.8 from 49 ratings.

### Do Expense Keep or Simpler Budget have ads?

Neither Expense Keep nor Simpler Budget shows ads.

### Which is updated more often, Expense Keep or Simpler Budget?

Expense Keep ships an update every 6 weeks, and Simpler Budget every 2 weeks. Most recently, Expense Keep was updated on October 2, 2026 and Simpler Budget on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*