# Expense Keep vs Bold Budget

The clearest difference is rating: Bold Budget at 5.0 against Expense Keep's 4.4. Bold Budget also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 77%). Expense Keep's advantage is ads (none vs shown) and ratings volume (1.7K vs 2). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Bold Budget sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Bold Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 100% of Bold Budget's.

Expense Keep ships an update every 6 weeks, Bold Budget every 2 weeks. The most recent releases landed on October 22, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Expense Keep | Bold Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/bold-budget-net-worth-tracker/id6676372410/reviews)** |
| Number of ratings | **1.7K** | 2 |
| Positive reviews | 77.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 5 MB | 22 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Jason Vance](https://appshunter.io/developer/393772705) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Bold Budget

[App page](https://appshunter.io/ios/app/bold-budget-net-worth-tracker/id6676372410)

This app helps you manage your money by tracking income and expenses. It offers monthly and yearly overviews, event-based tracking, and category organization to provide financial clarity and support your financial goals.

**Highlights:** Track income and expenses, Monthly and yearly financial overview, Event-based expense tracking, Category-based organization, Simple and powerful financial tools

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bold Budget+ Monthly | $4.99 | per month |
| Bold Budget+ Yearly | $29.99 | per year |
| Bold Budget+ Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Bold Budget free?

Bold Budget is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Bold Budget?

Bold Budget is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Bold Budget averages 5.0 from 2 ratings.

### Do Expense Keep or Bold Budget have ads?

Bold Budget shows ads; Expense Keep does not.

### Which is updated more often, Expense Keep or Bold Budget?

Expense Keep ships an update every 6 weeks, and Bold Budget every 2 weeks. Most recently, Expense Keep was updated on October 22, 2026 and Bold Budget on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*