# Expense Keep vs Spending Tracker

The clearest difference is rating: Spending Tracker at 5.0 against Expense Keep's 4.4. Expense Keep's advantage is ratings volume (1.7K vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 3, so its average is the more settled of the two.

Expense Keep ships an update every 6 weeks, Spending Tracker every 3 weeks. The most recent releases landed on September 18, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Expense Keep | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182/reviews)** |
| Number of ratings | **1.7K** | 3 |
| Positive reviews | 77.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 16 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Martin Mitrevski](https://appshunter.io/developer/916550307) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182)

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

**Highlights:** Intuitive financial dashboard, Expense and income logging, Monthly budget management, Recurring transaction automation, Customizable spending reports, Personalized category management

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| 6 Months Access | $9.99 | per 6 months |
| Yearly Access | $14.99 | per year |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Spending Tracker?

Spending Tracker is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Spending Tracker averages 5.0 from 3 ratings.

### Do Expense Keep or Spending Tracker have ads?

Neither Expense Keep nor Spending Tracker shows ads.

### Which is updated more often, Expense Keep or Spending Tracker?

Expense Keep ships an update every 6 weeks, and Spending Tracker every 3 weeks. Most recently, Expense Keep was updated on September 18, 2026 and Spending Tracker on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*