# Expense Keep vs Spency

The clearest difference is review sentiment: Expense Keep at 77% against Spency's 29%. Expense Keep also leads on rating (4.4 vs 3.9) and ratings volume (1.7K vs 14). Spency's advantage is update cadence (every 5 days vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Spency sells 5 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Keep holds the better App Store score, 4.4 against 3.9. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 29% of Spency's.

Expense Keep ships an update every 6 weeks, Spency every 5 days. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Expense Keep | Spency |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews)** | [3.9 (14 ratings)](https://appshunter.io/ios/app/spency-budget-planner-app/id6756977406/reviews) |
| Number of ratings | **1.7K** | 14 |
| Positive reviews | **77.5% of reviews** | 28.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 5 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Callebe Sousa e Silva](https://appshunter.io/developer/1863997472) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Spency

[App page](https://appshunter.io/ios/app/spency-budget-planner-app/id6756977406)

This app helps you plan your finances by projecting your balance on a calendar. It allows you to organize bills, set daily spending limits, and track income to see your financial outlook before payday.

**Highlights:** Projected balance calendar, Bill and expense organization, Daily spending limit setting, Income tracking, Offline budget tracking, Optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spency Pro Monthly | $5.99 | per month |
| Spency Pro Yearly | $17.99 | per year |
| Spency Pro Trial | Free | one-time |
| Spency Pro | $9.99 | one-time |
| Spency Pro Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Spency free?

Spency is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Spency?

Expense Keep is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Spency averages 3.9 from 14 ratings.

### Do Expense Keep or Spency have ads?

Neither Expense Keep nor Spency shows ads.

### Which is updated more often, Expense Keep or Spency?

Expense Keep ships an update every 6 weeks, and Spency every 5 days. Most recently, Expense Keep was updated on October 22, 2026 and Spency on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*