# Expense Keep vs Money Envelope

The clearest difference is in-app purchases: Money Envelope at none against Expense Keep's 1. Expense Keep's advantage is iOS requirement (17.0 vs 26.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase. Money Envelope asks for nothing beyond the download.

Expense Keep ships an update every 6 weeks, Money Envelope every 2 months. The most recent releases landed on October 22, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Expense Keep | Money Envelope |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 77.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 5 MB | 7 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [Vladislav Komkov](https://appshunter.io/developer/1719467073) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Money Envelope

[App page](https://appshunter.io/ios/app/money-envelope-budget-tracker/id6757338384)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Money Envelope free?

Money Envelope is free to download, with no in-app purchases.

### Do Expense Keep or Money Envelope have ads?

Neither Expense Keep nor Money Envelope shows ads.

### Which is updated more often, Expense Keep or Money Envelope?

Expense Keep ships an update every 6 weeks, and Money Envelope every 2 months. Most recently, Expense Keep was updated on October 22, 2026 and Money Envelope on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*