# Expense Keep vs Our Envelope Budget

The clearest difference is rating: Our Envelope Budget at 5.0 against Expense Keep's 4.4. Our Envelope Budget also leads on update cadence (every 3 days vs every 6 weeks) and review sentiment (100% vs 77%). Expense Keep's advantage is ratings volume (1.7K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Keep sells 1 one-off in-app purchase and Our Envelope Budget sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

Our Envelope Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Expense Keep has 1.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 77% of Expense Keep's written reviews are positive against 100% of Our Envelope Budget's.

Expense Keep ships an update every 6 weeks, Our Envelope Budget every 3 days. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Expense Keep | Our Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.7K ratings)](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/our-envelope-budget/id6762224654/reviews)** |
| Number of ratings | **1.7K** | 2 |
| Positive reviews | 77.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 32 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Tayson Nguyen](https://appshunter.io/developer/601885498) | [NoCodeMinute LLC](https://appshunter.io/developer/1893427015) |

## What reviewers say

### Expense Keep

[App page](https://appshunter.io/ios/app/expense-keep-envelope-budget/id601885495)

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

**Highlights:** Track expenses and income, Organize money into accounts/envelopes, Set up recurring transactions, View monthly history and cash flow, Create custom expense categories, Transfer money between accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expense Keep Pro | $19.99 | one-time |

**What reviewers like**

- 💻 Simple and intuitive interface
- 📊 Helpful expense tracking and visualization
- 🔁 Recurring expense and income management
- 🧠 Useful for budgeting and financial awareness
- 💰 Good value for the paid version

**What reviewers complain about**

- 🐛 Bugs and crashes after recent updates
- 🔒 Lack of cloud backup and data sync
- 📄 Limited export and reporting options
- 🔧 Inability to edit expense categories
- 💸 Some features locked behind paywall

**Reported bugs**

- App crashes on launch after recent update
- Dark mode functionality is broken
- Recurring expense dates not updating correctly
- Unable to export data or send feedback in-app

**Requested features**

- Add support for multiple currencies
- Implement a monthly budgeting feature
- Allow customization of expense categories
- Improve data export and reporting options
- Integrate cloud backup and cross-device sync


### Our Envelope Budget

[App page](https://appshunter.io/ios/app/our-envelope-budget/id6762224654)

Manage your finances with a modern envelope budgeting system. Connect bank accounts, automatically categorize spending, and visualize your budget on a calendar. Track bills, savings goals, and income with flexible envelope types and smart fill schedules.

**Highlights:** Envelope budgeting method, Bank account linking (Premium), Automatic transaction categorization, Calendar-based budget visualization, Multiple envelope types, Scheduled envelope fills, Transfer funds between envelopes, Split transactions

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - Monthly | $12.99 | per month |
| Premium - Yearly | $89.99 | per year |


## Frequently asked questions

### Is Expense Keep free?

Expense Keep is free to download, with in-app purchases available.

### Is Our Envelope Budget free?

Our Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, Expense Keep or Our Envelope Budget?

Our Envelope Budget is rated higher. Expense Keep averages 4.4 out of 5 from 1.7K ratings, while Our Envelope Budget averages 5.0 from 2 ratings.

### Do Expense Keep or Our Envelope Budget have ads?

Neither Expense Keep nor Our Envelope Budget shows ads.

### Which is updated more often, Expense Keep or Our Envelope Budget?

Expense Keep ships an update every 6 weeks, and Our Envelope Budget every 3 days. Most recently, Expense Keep was updated on October 22, 2026 and Our Envelope Budget on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*