# ViaOnline vs Encompass Mobile Banking

The clearest difference is rating: Encompass Mobile Banking at 4.8 against ViaOnline's 3.4. Encompass Mobile Banking also leads on ratings volume (711 vs 28) and review sentiment (67% vs 55%). ViaOnline's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Encompass Mobile Banking holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Encompass Mobile Banking has 711 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 55% of ViaOnline's written reviews are positive against 67% of Encompass Mobile Banking's.

ViaOnline ships an update every 3 weeks, Encompass Mobile Banking every 5 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | ViaOnline | Encompass Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (28 ratings)](https://appshunter.io/ios/app/viaonline/id602257646/reviews) | **[4.8 (711 ratings)](https://appshunter.io/ios/app/encompass-mobile-banking/id6499149745/reviews)** |
| Number of ratings | 28 | **711** |
| Positive reviews | 55.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 69 MB | 197 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Via Credit Union](https://appshunter.io/developer/602258589) | [Encompass Federal Credit Union](https://appshunter.io/developer/1185897488) |

## What reviewers say

### ViaOnline

[App page](https://appshunter.io/ios/app/viaonline/id602257646)

Manage your finances on the go with this banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks securely. It offers features like Face/Touch ID login and account nicknames for easier management.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, Deposit checks, Secure messaging, Account nicknames

**Features:** Apple Watch app

**In-app purchases:** none


### Encompass Mobile Banking

[App page](https://appshunter.io/ios/app/encompass-mobile-banking/id6499149745)

Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and move funds between accounts. You can also make loan payments and securely message support for assistance.

**Highlights:** Check Balances, View Transaction History, Transfer Funds, Pay Loans, Secure Messaging

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ViaOnline free?

ViaOnline is free to download, with no in-app purchases.

### Is Encompass Mobile Banking free?

Encompass Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, ViaOnline or Encompass Mobile Banking?

Encompass Mobile Banking is rated higher. ViaOnline averages 3.4 out of 5 from 28 ratings, while Encompass Mobile Banking averages 4.8 from 711 ratings.

### Do ViaOnline or Encompass Mobile Banking have ads?

Neither ViaOnline nor Encompass Mobile Banking shows ads.

### Which is updated more often, ViaOnline or Encompass Mobile Banking?

ViaOnline ships an update every 3 weeks, and Encompass Mobile Banking every 5 weeks. Most recently, ViaOnline was updated on November 1, 2026 and Encompass Mobile Banking on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*