# Investec Private Client vs Bank Zero

Investec Private Client and Bank Zero both sit at 3.5 stars, but that hides the real split: 67% of Bank Zero's written reviews are positive against 42% of Investec Private Client's. Bank Zero also leads on iOS requirement (12.0 vs 15.1). Investec Private Client's advantage is update cadence (weekly vs every 5 weeks) and ratings volume (41 vs 12). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.5 for Investec Private Client against 3.5 for Bank Zero. Both are backed by a comparable volume of ratings — 41 and 12 respectively. Written reviews are what separate them: 42% of Investec Private Client's written reviews are positive against 67% of Bank Zero's.

Investec Private Client ships an update weekly, Bank Zero every 5 weeks. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Investec Private Client | Bank Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (41 ratings)](https://appshunter.io/ios/app/investec-private-client/id603019723/reviews) | [3.5 (12 ratings)](https://appshunter.io/ios/app/bank-zero/id1514773975/reviews) |
| Number of ratings | **41** | 12 |
| Positive reviews | 41.9% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 286 MB | 148 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Investec Ltd](https://appshunter.io/developer/603019726) | [Bank Zero](https://appshunter.io/developer/1514773974) |

## What reviewers say

### Investec Private Client

[App page](https://appshunter.io/ios/app/investec-private-client/id603019723)

Manage your daily banking and investments with ease. Perform transactions, manage your card, access financial documents, and stay updated on market data. Secure login options and in-app authentication enhance your experience.

**Highlights:** Transactional banking, Card management, Document downloads, Market data and insights, JSE equity trading, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Simple and intuitive UI
- 🔒 Keeps up with security features
- 🚀 Fast login with fingerprint
- ✨ Clean and modern look
- 👍 Great for reviewing investments

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🐛 Transaction history not working
- 🐛 App closes unexpectedly
- 🐛 Login errors and not logging in
- 🐛 Frequent downtime and maintenance

**Reported bugs**

- App closes down when hitting time periods in transaction history
- List jumps/moves down when selecting first beneficiary
- Error message when trying to login
- Transaction engine errors
- South African app does not allow confirmation text to non-SA numbers

**Requested features**

- Allow confirmation text to non-SA numbers
- Enable landscape mode on iPad
- Add FaceID support for iPadOS
- Ability to edit budgets on mobile app
- Ability to edit transaction categories on mobile app


### Bank Zero

[App page](https://appshunter.io/ios/app/bank-zero/id1514773975)

A modern, app-driven bank offering robust financial services for individuals and businesses at no cost. Features include secure transactions, account management, and dedicated support. Explore unique banking functionalities and manage your finances seamlessly.

**Highlights:** App-driven banking, Zero cost services, Individual and business accounts, Secure patented card, Dedicated banking specialists, Account opening and management, Payment and transfer services

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Investec Private Client free?

Investec Private Client is free to download, with no in-app purchases.

### Is Bank Zero free?

Bank Zero is free to download, with no in-app purchases.

### Which has better reviews, Investec Private Client or Bank Zero?

Investec Private Client and Bank Zero are both rated 3.5 out of 5 on the App Store, from 41 and 12 ratings respectively.

### Do Investec Private Client or Bank Zero have ads?

Neither Investec Private Client nor Bank Zero shows ads.

### Which is updated more often, Investec Private Client or Bank Zero?

Investec Private Client ships an update weekly, and Bank Zero every 5 weeks. Most recently, Investec Private Client was updated on November 10, 2026 and Bank Zero on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*