# Investec Private Client vs MCB SmartApprove

The clearest difference is update cadence: Investec Private Client at weekly against MCB SmartApprove's every 4 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Investec Private Client ships an update weekly, MCB SmartApprove every 4 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Investec Private Client | MCB SmartApprove |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (41 ratings)](https://appshunter.io/ios/app/investec-private-client/id603019723/reviews)** | — |
| Number of ratings | **41** | — |
| Positive reviews | 41.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 4 weeks |
| Monetization | Free | — |
| Size | 285 MB | 124 MB |
| Requires iOS | 15.1 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Investec Ltd](https://appshunter.io/developer/603019726) | [MCB GROUP LIMITED](https://appshunter.io/developer/1449589204) |

## What reviewers say

### Investec Private Client

[App page](https://appshunter.io/ios/app/investec-private-client/id603019723)

Manage your daily banking and investments with ease. Make payments, track your finances, and access market data on the go. Secure login and card management features are included for convenience.

**Highlights:** Transactional banking, Secure biometric login, Investec Visa card management, In-app authentication, Document downloads, Equity trading, Market data and insights

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Simple and intuitive UI
- 🔒 Keeps up with security features
- 🚀 Fast login with fingerprint
- ✨ Clean and modern look
- 👍 Great for reviewing investments

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🐛 Transaction history not working
- 🐛 App closes unexpectedly
- 🐛 Login errors and not logging in
- 🐛 Frequent downtime and maintenance

**Reported bugs**

- App closes down when hitting time periods in transaction history
- List jumps/moves down when selecting first beneficiary
- Error message when trying to login
- Transaction engine errors
- South African app does not allow confirmation text to non-SA numbers

**Requested features**

- Allow confirmation text to non-SA numbers
- Enable landscape mode on iPad
- Add FaceID support for iPadOS
- Ability to edit budgets on mobile app
- Ability to edit transaction categories on mobile app


### MCB SmartApprove

[App page](https://appshunter.io/ios/app/mcb-smartapprove/id1618948834)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Investec Private Client free?

Investec Private Client is free to download, with no in-app purchases.

### Is MCB SmartApprove free?

MCB SmartApprove is free to download, with no in-app purchases.

### Do Investec Private Client or MCB SmartApprove have ads?

Neither Investec Private Client nor MCB SmartApprove shows ads.

### Which is updated more often, Investec Private Client or MCB SmartApprove?

Investec Private Client ships an update weekly, and MCB SmartApprove every 4 weeks. Most recently, Investec Private Client was updated on November 6, 2026 and MCB SmartApprove on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*