# Investec Private Client vs Vault22

The clearest difference is rating: Vault22 at 4.5 against Investec Private Client's 3.5. Vault22 also leads on review sentiment (62% vs 42%). Investec Private Client's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vault22 holds the better App Store score, 4.5 against 3.5. Both are backed by a comparable volume of ratings — 41 and 51 respectively. Written reviews point the same way: 42% of Investec Private Client's written reviews are positive against 62% of Vault22's.

Investec Private Client ships an update weekly, Vault22 every 9 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Investec Private Client | Vault22 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (41 ratings)](https://appshunter.io/ios/app/investec-private-client/id603019723/reviews) | **[4.5 (51 ratings)](https://appshunter.io/ios/app/vault22/id611120440/reviews)** |
| Number of ratings | 41 | **51** |
| Positive reviews | 41.9% of reviews | **61.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 284 MB | 119 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Investec Ltd](https://appshunter.io/developer/603019726) | [Vault22 Financial Ltd.](https://appshunter.io/developer/1676406067) |

## What reviewers say

### Investec Private Client

[App page](https://appshunter.io/ios/app/investec-private-client/id603019723)

Manage your daily banking and investments with ease. Perform transactions, access card controls, and stay updated on market data. Securely log in with biometrics and download important financial documents.

**Highlights:** Daily transactional banking, Secure biometric login, Investec Visa card management, In-app authentication, Document downloads, JSE-listed equity trading, Market data and insights

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Simple and intuitive UI
- 🔒 Keeps up with security features
- 🚀 Fast login with fingerprint
- ✨ Clean and modern look
- 👍 Great for reviewing investments

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🐛 Transaction history not working
- 🐛 App closes unexpectedly
- 🐛 Login errors and not logging in
- 🐛 Frequent downtime and maintenance

**Reported bugs**

- App closes down when hitting time periods in transaction history
- List jumps/moves down when selecting first beneficiary
- Error message when trying to login
- Transaction engine errors
- South African app does not allow confirmation text to non-SA numbers

**Requested features**

- Allow confirmation text to non-SA numbers
- Enable landscape mode on iPad
- Add FaceID support for iPadOS
- Ability to edit budgets on mobile app
- Ability to edit transaction categories on mobile app


### Vault22

[App page](https://appshunter.io/ios/app/vault22/id611120440)

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

**Highlights:** Connects to 120+ financial institutions, Personalized financial fitness levels, Consolidated view of all accounts, Detailed spending insights and categorization, Budget setting and tracking, Personalized financial nudges, Debt management strategies, Tax time export feature

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Investec Private Client free?

Investec Private Client is free to download, with no in-app purchases.

### Is Vault22 free?

Vault22 is free to download, with no in-app purchases.

### Which has better reviews, Investec Private Client or Vault22?

Vault22 is rated higher. Investec Private Client averages 3.5 out of 5 from 41 ratings, while Vault22 averages 4.5 from 51 ratings.

### Do Investec Private Client or Vault22 have ads?

Neither Investec Private Client nor Vault22 shows ads.

### Which is updated more often, Investec Private Client or Vault22?

Investec Private Client ships an update weekly, and Vault22 every 9 days. Most recently, Investec Private Client was updated on October 24, 2026 and Vault22 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*