# Investec Private Client vs ZapSpend

The clearest difference is in-app purchases: Investec Private Client at none against ZapSpend's 2. Investec Private Client also leads on update cadence (weekly vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. ZapSpend sells 2 in-app purchases, starting at $4.99 per month. Investec Private Client asks for nothing beyond the download.

Investec Private Client ships an update weekly, ZapSpend every 4 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Investec Private Client | ZapSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (41 ratings)](https://appshunter.io/ios/app/investec-private-client/id603019723/reviews)** | — |
| Number of ratings | **41** | — |
| Positive reviews | 41.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 4 weeks |
| Monetization | Free | — |
| Size | 284 MB | 44 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Investec Ltd](https://appshunter.io/developer/603019726) | [Gianfranco Antenucci](https://appshunter.io/developer/1875606849) |

## What reviewers say

### Investec Private Client

[App page](https://appshunter.io/ios/app/investec-private-client/id603019723)

Manage your daily banking and investments with ease. Perform transactions, access card controls, and stay updated on market data. Securely log in with biometrics and download important financial documents.

**Highlights:** Daily transactional banking, Secure biometric login, Investec Visa card management, In-app authentication, Document downloads, JSE-listed equity trading, Market data and insights

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Simple and intuitive UI
- 🔒 Keeps up with security features
- 🚀 Fast login with fingerprint
- ✨ Clean and modern look
- 👍 Great for reviewing investments

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🐛 Transaction history not working
- 🐛 App closes unexpectedly
- 🐛 Login errors and not logging in
- 🐛 Frequent downtime and maintenance

**Reported bugs**

- App closes down when hitting time periods in transaction history
- List jumps/moves down when selecting first beneficiary
- Error message when trying to login
- Transaction engine errors
- South African app does not allow confirmation text to non-SA numbers

**Requested features**

- Allow confirmation text to non-SA numbers
- Enable landscape mode on iPad
- Add FaceID support for iPadOS
- Ability to edit budgets on mobile app
- Ability to edit transaction categories on mobile app


### ZapSpend

[App page](https://appshunter.io/ios/app/zapspend/id6787157748)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ZapSpend Pro Monthly | $4.99 | per month |
| ZapSpend Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is Investec Private Client free?

Investec Private Client is free to download, with no in-app purchases.

### Is ZapSpend free?

ZapSpend is free to download, with in-app purchases available.

### Do Investec Private Client or ZapSpend have ads?

Neither Investec Private Client nor ZapSpend shows ads.

### Which is updated more often, Investec Private Client or ZapSpend?

Investec Private Client ships an update weekly, and ZapSpend every 4 weeks. Most recently, Investec Private Client was updated on October 24, 2026 and ZapSpend on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*