# Investec Private Client vs Santam app

The clearest difference is rating: Santam app at 4.3 against Investec Private Client's 3.5. Investec Private Client's advantage is update cadence (weekly vs monthly) and review sentiment (42% vs 34%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Santam app holds the better App Store score, 4.3 against 3.5. Both are backed by a comparable volume of ratings — 41 and 14 respectively. Written reviews complicate that: 42% of Investec Private Client's written reviews are positive against 34% of Santam app's, so the app with the better star average is not the one people write more warmly about.

Investec Private Client ships an update weekly, Santam app monthly. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Investec Private Client | Santam app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (41 ratings)](https://appshunter.io/ios/app/investec-private-client/id603019723/reviews) | **[4.3 (14 ratings)](https://appshunter.io/ios/app/santam-app/id937753243/reviews)** |
| Number of ratings | **41** | 14 |
| Positive reviews | **41.9% of reviews** | 33.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 284 MB | 97 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Investec Ltd](https://appshunter.io/developer/603019726) | [Santam](https://appshunter.io/developer/589443605) |

## What reviewers say

### Investec Private Client

[App page](https://appshunter.io/ios/app/investec-private-client/id603019723)

Manage your daily banking and investments with ease. Perform transactions, access card controls, and stay updated on market data. Securely log in with biometrics and download important financial documents.

**Highlights:** Daily transactional banking, Secure biometric login, Investec Visa card management, In-app authentication, Document downloads, JSE-listed equity trading, Market data and insights

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Simple and intuitive UI
- 🔒 Keeps up with security features
- 🚀 Fast login with fingerprint
- ✨ Clean and modern look
- 👍 Great for reviewing investments

**What reviewers complain about**

- 🐛 Glitches and bugs
- 🐛 Transaction history not working
- 🐛 App closes unexpectedly
- 🐛 Login errors and not logging in
- 🐛 Frequent downtime and maintenance

**Reported bugs**

- App closes down when hitting time periods in transaction history
- List jumps/moves down when selecting first beneficiary
- Error message when trying to login
- Transaction engine errors
- South African app does not allow confirmation text to non-SA numbers

**Requested features**

- Allow confirmation text to non-SA numbers
- Enable landscape mode on iPad
- Add FaceID support for iPadOS
- Ability to edit budgets on mobile app
- Ability to edit transaction categories on mobile app


### Santam app

[App page](https://appshunter.io/ios/app/santam-app/id937753243)

Manage your insurance policies, request changes, and submit claims with ease. Get instant support for emergencies and track your claim status directly through the app.

**Highlights:** Policy portfolio access, Personalized user profiles, Policy change requests, SOS emergency button, Claim submission and tracking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Investec Private Client free?

Investec Private Client is free to download, with no in-app purchases.

### Is Santam app free?

Santam app is free to download, with no in-app purchases.

### Which has better reviews, Investec Private Client or Santam app?

Santam app is rated higher. Investec Private Client averages 3.5 out of 5 from 41 ratings, while Santam app averages 4.3 from 14 ratings.

### Do Investec Private Client or Santam app have ads?

Neither Investec Private Client nor Santam app shows ads.

### Which is updated more often, Investec Private Client or Santam app?

Investec Private Client ships an update weekly, and Santam app monthly. Most recently, Investec Private Client was updated on October 24, 2026 and Santam app on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*