# FBSC Mobile vs FSBTCO

The clearest difference is rating: FBSC Mobile at 4.8 against FSBTCO's 4.0. FBSC Mobile also leads on ratings volume (1.1K vs 2). FSBTCO's advantage is ads (none vs shown). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FBSC Mobile holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: FBSC Mobile has 1.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 65% of FBSC Mobile's written reviews are positive against 67% of FSBTCO's, so the app with the better star average is not the one people write more warmly about.

FBSC Mobile ships an update every 2 months, FSBTCO every 4 months. The most recent releases landed on August 11, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | FBSC Mobile | FSBTCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/fbsc-mobile/id603722096/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/fsbtco/id1239834746/reviews) |
| Number of ratings | **1.1K** | 2 |
| Positive reviews | 65.4% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 139 MB | 154 MB |
| Requires iOS | 14.1 | 14.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Farmers Bank and Savings Company](https://appshunter.io/developer/603722099) | [The Farmers State Bank and Trust Company](https://appshunter.io/developer/1239834745) |

## What reviewers say

### FBSC Mobile

[App page](https://appshunter.io/ios/app/fbsc-mobile/id603722096)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure sign-on options like Touch ID and Face ID enhance user experience.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, Make and view bill payments, Deposit checks via camera, Secure Touch ID/Face ID login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Convenient mobile deposit feature
- 💡 Helpful customer service

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 🔒 Lack of biometric login options
- 🔋 Excessive app logout due to inactivity

**Reported bugs**

- Checking account transactions not loading properly
- App signing out users unexpectedly

**Requested features**

- Ability to rearrange account order
- Improved app stability and reliability
- Option to disable review prompts


### FSBTCO

[App page](https://appshunter.io/ios/app/fsbtco/id1239834746)

Manage your finances on the go with mobile banking. Check account balances, review recent transactions, transfer funds between accounts, and pay bills securely. Supports fingerprint and facial recognition for quick sign-in.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Make bill payments, Secure sign-on with Touch ID/Face ID

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FBSC Mobile free?

FBSC Mobile is free to download, with no in-app purchases.

### Is FSBTCO free?

FSBTCO is free to download, with no in-app purchases.

### Which has better reviews, FBSC Mobile or FSBTCO?

FBSC Mobile is rated higher. FBSC Mobile averages 4.8 out of 5 from 1.1K ratings, while FSBTCO averages 4.0 from 2 ratings.

### Do FBSC Mobile or FSBTCO have ads?

FBSC Mobile shows ads; FSBTCO does not.

### Which is updated more often, FBSC Mobile or FSBTCO?

FBSC Mobile ships an update every 2 months, and FSBTCO every 4 months. Most recently, FBSC Mobile was updated on August 11, 2026 and FSBTCO on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*