# First State Mobile vs First State Bank

The clearest difference is monetization model: First State Mobile at free against First State Bank's free with in-app purchases. First State Mobile also leads on iOS requirement (16.0 vs 18.4). First State Bank's advantage is rating (4.8 vs 4.6) and ratings volume (2.1K vs 303). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First State Bank holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: First State Bank has 2.1K ratings behind it against 303, so its average is the more settled of the two. Written reviews complicate that: 48% of First State Mobile's written reviews are positive against 43% of First State Bank's, so the app with the better star average is not the one people write more warmly about.

First State Mobile ships an update every 2 months, First State Bank monthly. The most recent releases landed on September 7, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | First State Mobile | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (303 ratings)](https://appshunter.io/ios/app/first-state-mobile/id604065724/reviews) | **[4.8 (2.1K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews)** |
| Number of ratings | 303 | **2.1K** |
| Positive reviews | **47.8% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 44 MB | 178 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First State Bank MS](https://appshunter.io/developer/604065727) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### First State Mobile

[App page](https://appshunter.io/ios/app/first-state-mobile/id604065724)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is First State Mobile free?

First State Mobile is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, First State Mobile or First State Bank?

First State Bank is rated higher. First State Mobile averages 4.6 out of 5 from 303 ratings, while First State Bank averages 4.8 from 2.1K ratings.

### Do First State Mobile or First State Bank have ads?

Neither First State Mobile nor First State Bank shows ads.

### Which is updated more often, First State Mobile or First State Bank?

First State Mobile ships an update every 2 months, and First State Bank monthly. Most recently, First State Mobile was updated on September 7, 2026 and First State Bank on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*