# First State Mobile vs First State Bank MI Mobile

The clearest difference is ads: First State Mobile at none against First State Bank MI Mobile's shown. First State Mobile also leads on review sentiment (48% vs 32%). First State Bank MI Mobile's advantage is ratings volume (1K vs 304). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for First State Mobile against 4.6 for First State Bank MI Mobile. Both are backed by a comparable volume of ratings — 304 and 1K respectively. Written reviews are what separate them: 48% of First State Mobile's written reviews are positive against 32% of First State Bank MI Mobile's.

First State Mobile ships an update every 2 months, First State Bank MI Mobile every 4 months. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | First State Mobile | First State Bank MI Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (304 ratings)](https://appshunter.io/ios/app/first-state-mobile/id604065724/reviews) | **[4.6 (1K ratings)](https://appshunter.io/ios/app/first-state-bank-mi-mobile/id646062893/reviews)** |
| Number of ratings | 304 | **1K** |
| Positive reviews | **47.8% of reviews** | 32.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 44 MB | 99 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First State Bank MS](https://appshunter.io/developer/604065727) | [First State Bank (MI)](https://appshunter.io/developer/646062896) |

## What reviewers say

### First State Mobile

[App page](https://appshunter.io/ios/app/first-state-mobile/id604065724)

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills, View latest account balance

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### First State Bank MI Mobile

[App page](https://appshunter.io/ios/app/first-state-bank-mi-mobile/id646062893)

Manage your bank accounts securely from your mobile device. Features include checking balances, viewing transactions, transferring funds, depositing checks, and sending/receiving money with Zelle®. It also offers bill pay, card protection, account alerts, credit monitoring, and branch/ATM locators.

**Highlights:** Instant Balance check, Transaction history viewing, Fund transfers, Mobile check deposit, Send/receive money with Zelle®, Bill payment, Card Guard protection, Credit Sense monitoring

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Excellent customer service and personal touch
- 🏦 Long-standing reputation and customer loyalty
- 🚀 Modern conveniences and quick access features
- 😊 Pleasant in-branch atmosphere and treatment

**What reviewers complain about**

- 🐛 Frequent app crashes and error messages
- ⚠️ App and website frequently unavailable/down
- 🔐 Broken Face ID/biometric authentication
- 🔑 Login process is frustrating and unreliable
- 📱 App crashes after forced updates

**Reported bugs**

- Face ID authentication doesn't work properly - still requires password entry
- Login credentials rejected despite being correct
- App frequently crashes or becomes unavailable
- Website frequently down alongside app
- App won't open after updates

**Requested features**

- Transaction memos/notes for reminders
- Higher check deposit limits ($25k-$50k)
- More detailed transaction information
- Improved app stability and reliability
- Better feature parity with competitor apps like JPMorgan Chase


## Frequently asked questions

### Is First State Mobile free?

First State Mobile is free to download, with no in-app purchases.

### Is First State Bank MI Mobile free?

First State Bank MI Mobile is free to download, with no in-app purchases.

### Which has better reviews, First State Mobile or First State Bank MI Mobile?

First State Bank MI Mobile is rated higher. First State Mobile averages 4.6 out of 5 from 304 ratings, while First State Bank MI Mobile averages 4.6 from 1K ratings.

### Do First State Mobile or First State Bank MI Mobile have ads?

First State Bank MI Mobile shows ads; First State Mobile does not.

### Which is updated more often, First State Mobile or First State Bank MI Mobile?

First State Mobile ships an update every 2 months, and First State Bank MI Mobile every 4 months. Most recently, First State Mobile was updated on October 24, 2026 and First State Bank MI Mobile on November 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*