# Create Credit Union vs BDCU Mobile

The clearest difference is ads: Create Credit Union at none against BDCU Mobile's shown. Create Credit Union also leads on review sentiment (85% vs 53%) and ratings volume (4.1K vs 1.2K). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Create Credit Union against 4.8 for BDCU Mobile. Both are backed by a comparable volume of ratings — 4.1K and 1.2K respectively. Written reviews are what separate them: 85% of Create Credit Union's written reviews are positive against 53% of BDCU Mobile's.

Create Credit Union ships an update every 2 months, BDCU Mobile every 4 months. Both last shipped on October 17, 2026.

## The numbers

| Metric | Create Credit Union | BDCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (4.1K ratings)](https://appshunter.io/ios/app/create-credit-union/id604871374/reviews) | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/bdcu-mobile/id1011291539/reviews)** |
| Number of ratings | **4.1K** | 1.2K |
| Positive reviews | **84.6% of reviews** | 53.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 43 MB | 153 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Clark County Credit Union](https://appshunter.io/developer/467116007) | [Boulder Dam Credit Union](https://appshunter.io/developer/1011291538) |

## What reviewers say

### Create Credit Union

[App page](https://appshunter.io/ios/app/create-credit-union/id604871374)

Manage your finances conveniently and securely with tools to transfer funds, pay bills, deposit checks, and send money. Control your debit and credit cards, view real-time account activity, and access eStatements. Enjoy peace of mind with robust security features like biometric login and fraud monitoring.

**Highlights:** Transfer funds between accounts, Send money with Zelle®, Pay loans and credit cards, Mobile check deposit, Card management (lock/unlock), Real-time transaction alerts, View account balances and history

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Convenient and efficient banking
- 🔒 Secure and reliable
- 💡 Helpful features like instant balance and remote deposit

**What reviewers complain about**

- 🐛 Occasional freezing, crashing, or glitches
- 🔍 Some users find the app interface outdated or lacking in features
- ⚠️ Inconsistent performance, especially on weekends

**Reported bugs**

- Login screen freezes or takes multiple attempts
- Incorrect account balances or transaction details
- Compatibility issues with newer devices or OS versions

**Requested features**

- Dark mode option
- Improved transaction history and categorization
- Ability to easily change PIN or password within the app
- More seamless integration with other banking services


### BDCU Mobile

[App page](https://appshunter.io/ios/app/bdcu-mobile/id1011291539)

Manage your finances on the go with this mobile banking solution. Securely access account balances, review transactions, transfer funds, pay bills, and deposit checks using your device's camera. Send money to friends and family with ease.

**Highlights:** View account balances, Review transaction history, Transfer funds, Make loan and credit card payments, Pay bills, Deposit checks remotely, Send money to others

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great mobile banking app
- 👍 Wonderful, helpful employees
- 👍 Constantly improving with new features

**What reviewers complain about**

- 🐛 App crashes and gives errors
- 🐛 Incompatible with older devices
- 🔒 Excessive security checks after login
- 🔋 High battery consumption

**Reported bugs**

- Login screen freezes
- Unable to access account due to validation issues

**Requested features**

- Streamline security checks
- Improve app reliability and stability
- Ensure compatibility with older devices


## Frequently asked questions

### Is Create Credit Union free?

Create Credit Union is free to download, with no in-app purchases.

### Is BDCU Mobile free?

BDCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Create Credit Union or BDCU Mobile?

BDCU Mobile is rated higher. Create Credit Union averages 4.7 out of 5 from 4.1K ratings, while BDCU Mobile averages 4.8 from 1.2K ratings.

### Do Create Credit Union or BDCU Mobile have ads?

BDCU Mobile shows ads; Create Credit Union does not.

### Which is updated more often, Create Credit Union or BDCU Mobile?

Create Credit Union ships an update every 2 months, and BDCU Mobile every 4 months. Most recently, Create Credit Union was updated on October 17, 2026 and BDCU Mobile on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*