# Create Credit Union vs EPIQ LENDING

The clearest difference is iOS requirement: Create Credit Union at 16.0 against EPIQ LENDING's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 17, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Create Credit Union | EPIQ LENDING |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.1K ratings)](https://appshunter.io/ios/app/create-credit-union/id604871374/reviews)** | — |
| Number of ratings | **4.1K** | — |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 43 MB | 102 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Clark County Credit Union](https://appshunter.io/developer/467116007) | [Evo Home Loans, LLC](https://appshunter.io/developer/1530291323) |

## What reviewers say

### Create Credit Union

[App page](https://appshunter.io/ios/app/create-credit-union/id604871374)

Manage your finances conveniently and securely with tools to transfer funds, pay bills, deposit checks, and send money. Control your debit and credit cards, view real-time account activity, and access eStatements. Enjoy peace of mind with robust security features like biometric login and fraud monitoring.

**Highlights:** Transfer funds between accounts, Send money with Zelle®, Pay loans and credit cards, Mobile check deposit, Card management (lock/unlock), Real-time transaction alerts, View account balances and history

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Convenient and efficient banking
- 🔒 Secure and reliable
- 💡 Helpful features like instant balance and remote deposit

**What reviewers complain about**

- 🐛 Occasional freezing, crashing, or glitches
- 🔍 Some users find the app interface outdated or lacking in features
- ⚠️ Inconsistent performance, especially on weekends

**Reported bugs**

- Login screen freezes or takes multiple attempts
- Incorrect account balances or transaction details
- Compatibility issues with newer devices or OS versions

**Requested features**

- Dark mode option
- Improved transaction history and categorization
- Ability to easily change PIN or password within the app
- More seamless integration with other banking services


### EPIQ LENDING

[App page](https://appshunter.io/ios/app/epiq-lending/id1530291321)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Create Credit Union free?

Create Credit Union is free to download, with no in-app purchases.

### Is EPIQ LENDING free?

EPIQ LENDING is free to download, with no in-app purchases.

### Do Create Credit Union or EPIQ LENDING have ads?

Neither Create Credit Union nor EPIQ LENDING shows ads.

### Which is updated more often, Create Credit Union or EPIQ LENDING?

Create Credit Union ships an update every 2 months, and EPIQ LENDING every 2 months. Most recently, Create Credit Union was updated on October 17, 2026 and EPIQ LENDING on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*