# Create Credit Union vs LockInCalc

The clearest difference is update cadence: Create Credit Union at every 2 months against LockInCalc's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Create Credit Union ships an update every 2 months, LockInCalc every 7 months. The most recent releases landed on October 26, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Create Credit Union | LockInCalc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (4.2K ratings)](https://appshunter.io/ios/app/create-credit-union/id604871374/reviews)** | — |
| Number of ratings | **4.2K** | — |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free | — |
| Size | 43 MB | 1 MB |
| Requires iOS | **16.0** | 17.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Clark County Credit Union](https://appshunter.io/developer/467116007) | [Nicholas Pompea](https://appshunter.io/developer/1444570173) |

## What reviewers say

### Create Credit Union

[App page](https://appshunter.io/ios/app/create-credit-union/id604871374)

Manage your finances conveniently and securely with tools to transfer funds, pay bills, deposit checks, and send money. Control your debit and credit cards, view real-time account activity, and access eStatements. Enjoy peace of mind with robust security features like biometric login and fraud monitoring.

**Highlights:** Transfer funds between accounts, Send money with Zelle®, Pay loans and credit cards, Mobile check deposit, Card management (lock/unlock), Real-time transaction alerts, View account balances and history

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 🚀 Convenient and efficient banking
- 🔒 Secure and reliable
- 💡 Helpful features like instant balance and remote deposit

**What reviewers complain about**

- 🐛 Occasional freezing, crashing, or glitches
- 🔍 Some users find the app interface outdated or lacking in features
- ⚠️ Inconsistent performance, especially on weekends

**Reported bugs**

- Login screen freezes or takes multiple attempts
- Incorrect account balances or transaction details
- Compatibility issues with newer devices or OS versions

**Requested features**

- Dark mode option
- Improved transaction history and categorization
- Ability to easily change PIN or password within the app
- More seamless integration with other banking services


### LockInCalc

[App page](https://appshunter.io/ios/app/lockincalc/id6479165530)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Create Credit Union free?

Create Credit Union is free to download, with no in-app purchases.

### Is LockInCalc free?

LockInCalc is free to download, with no in-app purchases.

### Do Create Credit Union or LockInCalc have ads?

Neither Create Credit Union nor LockInCalc shows ads.

### Which is updated more often, Create Credit Union or LockInCalc?

Create Credit Union ships an update every 2 months, and LockInCalc every 7 months. Most recently, Create Credit Union was updated on October 26, 2026 and LockInCalc on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*