# My Budgets vs Expense Tracker Budget Planner

The clearest difference is rating: Expense Tracker Budget Planner at 5.0 against My Budgets's 4.4. Expense Tracker Budget Planner also leads on update cadence (every 3 weeks vs every 4 months). My Budgets's advantage is ratings volume (65 vs 6) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. My Budgets sells 1 one-off in-app purchase and Expense Tracker Budget Planner sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Expense Tracker Budget Planner holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: My Budgets has 65 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 79% of My Budgets's written reviews are positive against 75% of Expense Tracker Budget Planner's, so the app with the better star average is not the one people write more warmly about.

My Budgets ships an update every 4 months, Expense Tracker Budget Planner every 3 weeks. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | My Budgets | Expense Tracker Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (65 ratings)](https://appshunter.io/ios/app/my-budgets/id606998063/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-budget-planner/id1538791149/reviews)** |
| Number of ratings | **65** | 6 |
| Positive reviews | **78.6% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 23 MB | 6 MB |
| Requires iOS | **8.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Valentin Totski](https://appshunter.io/developer/1330494305) |

## What reviewers say

### My Budgets

[App page](https://appshunter.io/ios/app/my-budgets/id606998063)

Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.

**Highlights:** Automatic iCloud Sync, Simple and intuitive interface, Flexible time periods (Weekly, Monthly, Yearly), Multiple budgets with carry-over, Summary view with budget progress, Log expense and income, Editable spending and income categories

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- ⚡ Quick and easy transaction entry
- 💰 No bank connection required for privacy
- 📊 Clear visual budget tracking with progress bars
- 🔄 Syncs across Apple devices seamlessly

**What reviewers complain about**

- 🐛 Budget amounts change unexpectedly after entry
- 🐛 Income entries subtract instead of add funds
- 📏 Font size cannot be adjusted
- 📅 Date navigation only by month, not year
- 🔧 Not intuitive for new users

**Reported bugs**

- Budget amounts randomly change when saved
- Income entries calculate as expenses instead of additions
- App fails to properly handle multiple transactions on same day
- Duplicate transactions and budgets appearing
- Cannot add money back to budget after returns/refunds

**Requested features**

- Transaction clearing/reconciliation checkbox
- Split transactions across multiple categories
- Transfer funds between budget categories
- Bi-weekly and annual budget cycles
- Display transaction payee names in list view


### Expense Tracker Budget Planner

[App page](https://appshunter.io/ios/app/expense-tracker-budget-planner/id1538791149)

Manage finances for specific projects like events, travel, or home renovations. Track spending with detailed categorization and generate customizable reports. Data is kept private and secure on your device or iCloud.

**Highlights:** One-time budget creation, Dynamic categorization, Customizable reports, iCloud synchronization, Supports global currencies, Export to multiple formats

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Overspend Premium | $5.99 | one-time |


## Frequently asked questions

### Is My Budgets free?

My Budgets is free to download, with in-app purchases available.

### Is Expense Tracker Budget Planner free?

Expense Tracker Budget Planner is free to download, with in-app purchases available.

### Which has better reviews, My Budgets or Expense Tracker Budget Planner?

Expense Tracker Budget Planner is rated higher. My Budgets averages 4.4 out of 5 from 65 ratings, while Expense Tracker Budget Planner averages 5.0 from 6 ratings.

### Do My Budgets or Expense Tracker Budget Planner have ads?

Neither My Budgets nor Expense Tracker Budget Planner shows ads.

### Which is updated more often, My Budgets or Expense Tracker Budget Planner?

My Budgets ships an update every 4 months, and Expense Tracker Budget Planner every 3 weeks. Most recently, My Budgets was updated on October 14, 2026 and Expense Tracker Budget Planner on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*