# My Budgets vs Ezenvelopes

The clearest difference is in-app purchases: Ezenvelopes at none against My Budgets's 1. Ezenvelopes also leads on update cadence (every 3 weeks vs every 4 months) and review sentiment (100% vs 79%). My Budgets's advantage is ratings volume (65 vs 2) and iOS requirement (8.0 vs 16.6). On price, rating, ads and device support there is nothing between them.

Both are free to download. My Budgets sells 1 one-off in-app purchase. Ezenvelopes asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.4 for My Budgets against 4.5 for Ezenvelopes. That said, the two scores are not equally well evidenced: My Budgets has 65 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 79% of My Budgets's written reviews are positive against 100% of Ezenvelopes's.

My Budgets ships an update every 4 months, Ezenvelopes every 3 weeks. The most recent releases landed on October 2, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | My Budgets | Ezenvelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (65 ratings)](https://appshunter.io/ios/app/my-budgets/id606998063/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/ezenvelopes/id6464551280/reviews)** |
| Number of ratings | **65** | 2 |
| Positive reviews | 78.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 23 MB | 2 MB |
| Requires iOS | **8.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [Dima Lukianenko](https://appshunter.io/developer/1663422774) |

## What reviewers say

### My Budgets

[App page](https://appshunter.io/ios/app/my-budgets/id606998063)

Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.

**Highlights:** Automatic iCloud Sync, Simple and intuitive interface, Flexible time periods (Weekly, Monthly, Yearly), Multiple budgets with carry-over, Summary view with budget progress, Log expense and income, Editable spending and income categories

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- ⚡ Quick and easy transaction entry
- 💰 No bank connection required for privacy
- 📊 Clear visual budget tracking with progress bars
- 🔄 Syncs across Apple devices seamlessly

**What reviewers complain about**

- 🐛 Budget amounts change unexpectedly after entry
- 🐛 Income entries subtract instead of add funds
- 📏 Font size cannot be adjusted
- 📅 Date navigation only by month, not year
- 🔧 Not intuitive for new users

**Reported bugs**

- Budget amounts randomly change when saved
- Income entries calculate as expenses instead of additions
- App fails to properly handle multiple transactions on same day
- Duplicate transactions and budgets appearing
- Cannot add money back to budget after returns/refunds

**Requested features**

- Transaction clearing/reconciliation checkbox
- Split transactions across multiple categories
- Transfer funds between budget categories
- Bi-weekly and annual budget cycles
- Display transaction payee names in list view


### Ezenvelopes

[App page](https://appshunter.io/ios/app/ezenvelopes/id6464551280)

This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.

**Highlights:** Visual budget management with color-coded envelopes, Real-time spending tracking with AI categorization, Automated envelope resets and fund rollovers, Spending trend insights and refill suggestions, Data export and import for full control, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My Budgets free?

My Budgets is free to download, with in-app purchases available.

### Is Ezenvelopes free?

Ezenvelopes is free to download, with no in-app purchases.

### Which has better reviews, My Budgets or Ezenvelopes?

Ezenvelopes is rated higher. My Budgets averages 4.4 out of 5 from 65 ratings, while Ezenvelopes averages 4.5 from 2 ratings.

### Do My Budgets or Ezenvelopes have ads?

Neither My Budgets nor Ezenvelopes shows ads.

### Which is updated more often, My Budgets or Ezenvelopes?

My Budgets ships an update every 4 months, and Ezenvelopes every 3 weeks. Most recently, My Budgets was updated on October 2, 2026 and Ezenvelopes on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*