# My Budgets vs Budget Projects

The clearest difference is ads: My Budgets at none against Budget Projects's shown. My Budgets also leads on review sentiment (79% vs 62%) and iOS requirement (8.0 vs 16). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. My Budgets sells 1 one-off in-app purchase and Budget Projects sells 3 in-app purchases, starting at $1.99 per 6 months. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.4 for My Budgets against 4.3 for Budget Projects. Both are backed by a comparable volume of ratings — 65 and 80 respectively. Written reviews are what separate them: 79% of My Budgets's written reviews are positive against 62% of Budget Projects's.

My Budgets ships an update every 4 months, Budget Projects every 6 months. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | My Budgets | Budget Projects |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (65 ratings)](https://appshunter.io/ios/app/my-budgets/id606998063/reviews)** | [4.3 (80 ratings)](https://appshunter.io/ios/app/budget-projects/id898189432/reviews) |
| Number of ratings | 65 | **80** |
| Positive reviews | **78.6% of reviews** | 62.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 months** | Every 6 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 23 MB | 38 MB |
| Requires iOS | **8.0** | 16 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [MH Riley Ltd](https://appshunter.io/developer/409695800) | [LINKLINKS LTD](https://appshunter.io/developer/600375781) |

## What reviewers say

### My Budgets

[App page](https://appshunter.io/ios/app/my-budgets/id606998063)

Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.

**Highlights:** Automatic iCloud Sync, Simple and intuitive interface, Flexible time periods (Weekly, Monthly, Yearly), Multiple budgets with carry-over, Summary view with budget progress, Log expense and income, Editable spending and income categories

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $2.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- ⚡ Quick and easy transaction entry
- 💰 No bank connection required for privacy
- 📊 Clear visual budget tracking with progress bars
- 🔄 Syncs across Apple devices seamlessly

**What reviewers complain about**

- 🐛 Budget amounts change unexpectedly after entry
- 🐛 Income entries subtract instead of add funds
- 📏 Font size cannot be adjusted
- 📅 Date navigation only by month, not year
- 🔧 Not intuitive for new users

**Reported bugs**

- Budget amounts randomly change when saved
- Income entries calculate as expenses instead of additions
- App fails to properly handle multiple transactions on same day
- Duplicate transactions and budgets appearing
- Cannot add money back to budget after returns/refunds

**Requested features**

- Transaction clearing/reconciliation checkbox
- Split transactions across multiple categories
- Transfer funds between budget categories
- Bi-weekly and annual budget cycles
- Display transaction payee names in list view


### Budget Projects

[App page](https://appshunter.io/ios/app/budget-projects/id898189432)

This app helps you manage your finances by creating income and expense budgets. Track your spending against these budgets to gain control and save money. Visualize your financial habits with detailed reports and charts.

**Highlights:** Create unlimited budgets, Recurring budget options, Progress bar for budget tracking, Detailed financial reports and charts, Customizable categories, Transaction search and export, Passcode and Touch ID protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $1.99 | per 6 months |
| Remove Ads Forever | $9.99 | one-time |
| Unlimited Transactions | $11.99 | one-time |

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 💰 Simple, no-frills budgeting approach
- 🔄 Rollover feature between budget periods
- 📊 Customizable budget categories
- 🔒 No bank account linking required

**What reviewers complain about**

- 📢 Excessive and intrusive advertisements
- 🐛 Frequent app crashes
- ⚠️ Data loss after updates
- 🔄 Recurring costs sometimes disappear
- 📅 Date field stuck in January (recent bug)

**Reported bugs**

- App crashes when creating budgets
- Recurring costs not deducted from associated budgets
- Date field defaults to January instead of current date
- Ads appearing in center of screen and not closeable
- Data erased after app updates

**Requested features**

- In-app tutorial or contextual help menu
- Automatic transaction entry from bank accounts
- Biweekly recurring payment option
- Default time setting for all transactions
- Monthly calendar view of expenses


## Frequently asked questions

### Is My Budgets free?

My Budgets is free to download, with in-app purchases available.

### Is Budget Projects free?

Budget Projects is free to download, with in-app purchases available.

### Which has better reviews, My Budgets or Budget Projects?

My Budgets is rated higher. My Budgets averages 4.4 out of 5 from 65 ratings, while Budget Projects averages 4.3 from 80 ratings.

### Do My Budgets or Budget Projects have ads?

Budget Projects shows ads; My Budgets does not.

### Which is updated more often, My Budgets or Budget Projects?

My Budgets ships an update every 4 months, and Budget Projects every 6 months. Most recently, My Budgets was updated on October 14, 2026 and Budget Projects on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*