# CFDCU Mobile vs SECU

The clearest difference is ratings volume: SECU at 276K against CFDCU Mobile's 2. CFDCU Mobile's advantage is iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CFDCU Mobile against 4.9 for SECU. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 29, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | CFDCU Mobile | SECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cfdcu-mobile/id607000329/reviews)** | [4.9 (276K ratings)](https://appshunter.io/ios/app/secu/id1435916976/reviews) |
| Number of ratings | 2 | **276K** |
| Positive reviews | — | 64.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 33 MB | 43 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Charlotte Fire Dept Credit Union](https://appshunter.io/developer/1474873964) | [North Carolina State Employees' Credit Union](https://appshunter.io/developer/1435916975) |

## What reviewers say

### CFDCU Mobile

[App page](https://appshunter.io/ios/app/cfdcu-mobile/id607000329)

Manage your finances on the go with this mobile banking app. View account balances, transfer funds between accounts, and locate nearby branches or ATMs easily.

**Highlights:** View account balances, Transfer funds, Find branches, Locate ATMs, Account management

**Features:** macOS Compatibility

**In-app purchases:** none


### SECU

[App page](https://appshunter.io/ios/app/secu/id1435916976)

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

**Highlights:** View account balances and transactions, Lock/unlock debit cards, Schedule and manage bill payments, Transfer funds between accounts, Deposit checks via mobile, Request loan advances, Secure messaging

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Efficient mobile banking features
- 🔒 Secure transactions
- 💡 Convenient mobile check deposit
- 👍 Helpful and friendly customer service

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inconsistent transaction history display
- 🐛 Frequent app crashes and glitches
- 🔍 Lack of advanced features (notes, recurring transfers)

**Reported bugs**

- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates

**Requested features**

- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options


## Frequently asked questions

### Is CFDCU Mobile free?

CFDCU Mobile is free to download, with no in-app purchases.

### Is SECU free?

SECU is free to download, with no in-app purchases.

### Which has better reviews, CFDCU Mobile or SECU?

CFDCU Mobile is rated higher. CFDCU Mobile averages 5.0 out of 5 from 2 ratings, while SECU averages 4.9 from 276K ratings.

### Do CFDCU Mobile or SECU have ads?

Neither CFDCU Mobile nor SECU shows ads.

### Which is updated more often, CFDCU Mobile or SECU?

CFDCU Mobile ships an update every 2 months, and SECU every 2 months. Most recently, CFDCU Mobile was updated on September 29, 2026 and SECU on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*