# First Option Bank Mobile vs goibankfirst

The clearest difference is review sentiment: First Option Bank Mobile at 50% against goibankfirst's 0%. First Option Bank Mobile also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). goibankfirst's advantage is rating (4.8 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

goibankfirst holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 411 and 392 respectively. Written reviews complicate that: 50% of First Option Bank Mobile's written reviews are positive against 0% of goibankfirst's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | First Option Bank Mobile | goibankfirst |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (411 ratings)](https://appshunter.io/ios/app/first-option-bank-mobile/id608512919/reviews) | **[4.8 (392 ratings)](https://appshunter.io/ios/app/goibankfirst/id1658138177/reviews)** |
| Number of ratings | **411** | 392 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 148 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First Option Bank](https://appshunter.io/developer/608512922) | [First National Bank of Louisburg](https://appshunter.io/developer/1053233296) |

## What reviewers say

### First Option Bank Mobile

[App page](https://appshunter.io/ios/app/first-option-bank-mobile/id608512919)

Manage your finances conveniently from your mobile device. Check account balances, review transactions, pay bills, and transfer funds between accounts. You can also deposit checks remotely, making banking accessible anytime, anywhere.

**Highlights:** Check account balances, Search recent transactions, Pay bills, Edit scheduled bills, Transfer funds between accounts, Deposit checks

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Friendly and helpful staff
- 👍 Easy to use app
- 👍 Convenient mobile deposit
- 👍 Good customer service
- 👍 App keeps accounts up to date

**What reviewers complain about**

- 🐛 Frequent lockouts
- 🐛 App glitches and bugs
- 🐛 App only works half the time
- 🐛 App crashes
- 🐛 Difficult to find loan payments

**Reported bugs**

- App always locking users out of account
- App only works half of the time
- Random glitches and bugs
- App crashes about once a month
- App and bank is down almost every Friday/Saturday night

**Requested features**

- Allow iPad app to be used without rotating
- Improve loan payment navigation
- Update app to the new age with improvements
- Larger font size in new version
- Show more transactions at a time in new version


### goibankfirst

[App page](https://appshunter.io/ios/app/goibankfirst/id1658138177)

Manage your finances with this secure and fast personal financial tool. Organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Option Bank Mobile free?

First Option Bank Mobile is free to download, with no in-app purchases.

### Is goibankfirst free?

goibankfirst is free to download, with no in-app purchases.

### Which has better reviews, First Option Bank Mobile or goibankfirst?

goibankfirst is rated higher. First Option Bank Mobile averages 4.5 out of 5 from 411 ratings, while goibankfirst averages 4.8 from 392 ratings.

### Do First Option Bank Mobile or goibankfirst have ads?

Neither First Option Bank Mobile nor goibankfirst shows ads.

### Which is updated more often, First Option Bank Mobile or goibankfirst?

First Option Bank Mobile ships an update monthly, and goibankfirst monthly. Most recently, First Option Bank Mobile was updated on November 1, 2026 and goibankfirst on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*