# 星图金融 vs 融360

The clearest difference is ads: 星图金融 at none against 融360's shown. 星图金融 also leads on ratings volume (128K vs 41) and rating (4.7 vs 4.4). 融360's advantage is review sentiment (88% vs 68%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

星图金融 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 星图金融 has 128K ratings behind it against 41, so its average is the more settled of the two. Written reviews complicate that: 68% of 星图金融's written reviews are positive against 88% of 融360's, so the app with the better star average is not the one people write more warmly about.

星图金融 ships an update monthly, 融360 every 6 weeks. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 星图金融 | 融360 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (128K ratings)](https://appshunter.io/ios/app/id609358564/reviews)** | [4.4 (41 ratings)](https://appshunter.io/ios/app/360/id1026689855/reviews) |
| Number of ratings | **128K** | 41 |
| Positive reviews | 67.6% of reviews | **87.9% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | — | Ad-supported |
| Size | 119 MB | 104 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai STAR ATLAS Financial Services Group Co., Ltd.](https://appshunter.io/developer/1520664872) | [融360](https://appshunter.io/developer/562807898) |

## What reviewers say

### 星图金融

[App page](https://appshunter.io/ios/app/id609358564)

**Features:** Vision Pro support

**In-app purchases:** none


### 融360

[App page](https://appshunter.io/ios/app/360/id1026689855)

This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.

**Highlights:** Loan amount up to 200,000 CNY, Low annual interest rates (7.2%-24%), Flexible repayment options (6, 12, 24 months), Loans from regulated financial institutions, Financial education and industry reports, AI-powered product matching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 星图金融 free?

星图金融 is free to download, with no in-app purchases.

### Is 融360 free?

融360 is free to download, with no in-app purchases.

### Which has better reviews, 星图金融 or 融360?

星图金融 is rated higher. 星图金融 averages 4.7 out of 5 from 128K ratings, while 融360 averages 4.4 from 41 ratings.

### Do 星图金融 or 融360 have ads?

融360 shows ads; 星图金融 does not.

### Which is updated more often, 星图金融 or 融360?

星图金融 ships an update monthly, and 融360 every 6 weeks. Most recently, 星图金融 was updated on October 13, 2026 and 融360 on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
