# 星图金融 vs 万卡

The clearest difference is ads: 星图金融 at none against 万卡's shown. 星图金融 also leads on update cadence (monthly vs every 2 months) and review sentiment (68% vs 59%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for 星图金融 against 4.6 for 万卡. Both are backed by a comparable volume of ratings — 128K and 321K respectively. Written reviews are what separate them: 68% of 星图金融's written reviews are positive against 59% of 万卡's.

星图金融 ships an update monthly, 万卡 every 2 months. Both last shipped on September 26, 2026.

## The numbers

| Metric | 星图金融 | 万卡 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (128K ratings)](https://appshunter.io/ios/app/id609358564/reviews)** | [4.6 (321K ratings)](https://appshunter.io/ios/app/id1192163634/reviews) |
| Number of ratings | 128K | **321K** |
| Positive reviews | **67.6% of reviews** | 58.8% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | — | Ad-supported |
| Size | 119 MB | 52 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai STAR ATLAS Financial Services Group Co., Ltd.](https://appshunter.io/developer/1520664872) | [Guangxi Wanka Artificial Intelligence Technology Co., Ltd](https://appshunter.io/developer/1220728275) |

## What reviewers say

### 星图金融

[App page](https://appshunter.io/ios/app/id609358564)

**Features:** Vision Pro support

**In-app purchases:** none


### 万卡

[App page](https://appshunter.io/ios/app/id1192163634)

This platform offers a revolving credit line for personal loans, accessible with just an ID and bank card. It provides quick online approval for amounts up to 200,000 yuan, with flexible repayment options and transparent, low daily interest rates.

**Highlights:** Revolving credit line, High loan amounts up to 200,000 yuan, Fast online approval, Easy application with ID and bank card, Flexible repayment options, Low daily interest rates, Transparent fees

**In-app purchases:** none


## Frequently asked questions

### Is 星图金融 free?

星图金融 is free to download, with no in-app purchases.

### Is 万卡 free?

万卡 is free to download, with no in-app purchases.

### Which has better reviews, 星图金融 or 万卡?

星图金融 is rated higher. 星图金融 averages 4.7 out of 5 from 128K ratings, while 万卡 averages 4.6 from 321K ratings.

### Do 星图金融 or 万卡 have ads?

万卡 shows ads; 星图金融 does not.

### Which is updated more often, 星图金融 or 万卡?

星图金融 ships an update monthly, and 万卡 every 2 months. Most recently, 星图金融 was updated on September 26, 2026 and 万卡 on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*