# 星图金融 vs 有钱花

The clearest difference is rating: 星图金融 at 4.7 against 有钱花's 4.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

星图金融 holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 128K and 98K respectively. Written reviews point the same way: 68% of 星图金融's written reviews are positive against 66% of 有钱花's.

星图金融 ships an update monthly, 有钱花 fortnightly. Both last shipped on October 13, 2026.

## The numbers

| Metric | 星图金融 | 有钱花 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (128K ratings)](https://appshunter.io/ios/app/id609358564/reviews)** | [4.3 (98K ratings)](https://appshunter.io/ios/app/id1393951223/reviews) |
| Number of ratings | **128K** | 98K |
| Positive reviews | **67.6% of reviews** | 65.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 119 MB | 167 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai STAR ATLAS Financial Services Group Co., Ltd.](https://appshunter.io/developer/1520664872) | [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048) |

## What reviewers say

### 星图金融

[App page](https://appshunter.io/ios/app/id609358564)

**Features:** Vision Pro support

**In-app purchases:** none


### 有钱花

[App page](https://appshunter.io/ios/app/id1393951223)

This platform offers high loan amounts up to 200,000 RMB with transparent interest rates starting at 6.6% APR. It provides fast online application, with approvals as quick as 30 seconds and funds disbursed in as little as 1 minute. Personal information is encrypted for security.

**Highlights:** High loan limits up to 200,000 RMB, Transparent interest rates from 6.6% APR, Flexible repayment up to 24 months, Fast online application and approval, Quick fund disbursement, Secure personal information encryption

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 星图金融 free?

星图金融 is free to download, with no in-app purchases.

### Is 有钱花 free?

有钱花 is free to download, with no in-app purchases.

### Which has better reviews, 星图金融 or 有钱花?

星图金融 is rated higher. 星图金融 averages 4.7 out of 5 from 128K ratings, while 有钱花 averages 4.3 from 98K ratings.

### Do 星图金融 or 有钱花 have ads?

Neither 星图金融 nor 有钱花 shows ads.

### Which is updated more often, 星图金融 or 有钱花?

星图金融 ships an update monthly, and 有钱花 fortnightly. Most recently, 星图金融 was updated on October 13, 2026 and 有钱花 on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*