# 星图金融 vs 平安消费金融

The clearest difference is rating: 星图金融 at 4.7 against 平安消费金融's 3.4. 星图金融 also leads on ratings volume (128K vs 5) and review sentiment (68% vs 58%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

星图金融 holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: 星图金融 has 128K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 68% of 星图金融's written reviews are positive against 58% of 平安消费金融's.

星图金融 ships an update monthly, 平安消费金融 every 3 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | 星图金融 | 平安消费金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (128K ratings)](https://appshunter.io/ios/app/id609358564/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/id1516206989/reviews) |
| Number of ratings | **128K** | 5 |
| Positive reviews | **67.6% of reviews** | 58.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 119 MB | 65 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Shanghai STAR ATLAS Financial Services Group Co., Ltd.](https://appshunter.io/developer/1520664872) | [平安消费金融有限公司](https://appshunter.io/developer/1516206988) |

## What reviewers say

### 星图金融

[App page](https://appshunter.io/ios/app/id609358564)

**Features:** Vision Pro support

**In-app purchases:** none


### 平安消费金融

[App page](https://appshunter.io/ios/app/id1516206989)

This app provides personal revolving consumer credit loans, allowing users to borrow money quickly and conveniently through a mobile-first process. It offers flexible loan amounts and 24/7 access to funds, with interest only charged on amounts used.

**Highlights:** Personal revolving credit loans, Fast mobile application process, Loan amounts from 500 to 200,000 RMB, 24/7 borrowing access, Interest only on used funds, Annual interest rates from 4%-24%

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 星图金融 free?

星图金融 is free to download, with no in-app purchases.

### Is 平安消费金融 free?

平安消费金融 is free to download, with no in-app purchases.

### Which has better reviews, 星图金融 or 平安消费金融?

星图金融 is rated higher. 星图金融 averages 4.7 out of 5 from 128K ratings, while 平安消费金融 averages 3.4 from 5 ratings.

### Do 星图金融 or 平安消费金融 have ads?

Neither 星图金融 nor 平安消费金融 shows ads.

### Which is updated more often, 星图金融 or 平安消费金融?

星图金融 ships an update monthly, and 平安消费金融 every 3 weeks. Most recently, 星图金融 was updated on October 13, 2026 and 平安消费金融 on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*