# Vault22 vs StokFella

The clearest difference is review sentiment: StokFella at 100% against Vault22's 62%. StokFella also leads on monetization model (free vs free with in-app purchases) and rating (4.7 vs 4.5). Vault22's advantage is update cadence (every 9 days vs monthly) and ratings volume (51 vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

StokFella holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Vault22 has 51 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 62% of Vault22's written reviews are positive against 100% of StokFella's.

Vault22 ships an update every 9 days, StokFella monthly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Vault22 | StokFella |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (51 ratings)](https://appshunter.io/ios/app/vault22/id611120440/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/stokfella/id1058855642/reviews)** |
| Number of ratings | **51** | 3 |
| Positive reviews | 61.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 121 MB | 29 MB |
| Requires iOS | 15.1 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Vault22 Financial Ltd.](https://appshunter.io/developer/1676406067) | [Pluritone](https://appshunter.io/developer/883907093) |

## What reviewers say

### Vault22

[App page](https://appshunter.io/ios/app/vault22/id611120440)

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

**Highlights:** Connects to 120+ financial institutions, Personalized financial fitness levels, Consolidated view of all accounts, Detailed spending insights and categorization, Budget setting and tracking, Personalized financial nudges, Debt management strategies, Tax time export feature

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### StokFella

[App page](https://appshunter.io/ios/app/stokfella/id1058855642)

This app helps stokvel groups and their members manage finances, payments, claims, and meetings. It provides tools for consolidation, communication, and analysis of stokvel activities and financials, simplifying group management and financial oversight.

**Highlights:** Manage payments and claims, Track outstanding payments, View financial performance, Monitor membership growth, Manage meeting schedules, Receive notification reminders

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Vault22 free?

Vault22 is free to download, with no in-app purchases.

### Is StokFella free?

StokFella is free to download, with no in-app purchases.

### Which has better reviews, Vault22 or StokFella?

StokFella is rated higher. Vault22 averages 4.5 out of 5 from 51 ratings, while StokFella averages 4.7 from 3 ratings.

### Do Vault22 or StokFella have ads?

Neither Vault22 nor StokFella shows ads.

### Which is updated more often, Vault22 or StokFella?

Vault22 ships an update every 9 days, and StokFella monthly. Most recently, Vault22 was updated on October 15, 2026 and StokFella on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*