# Vault22 vs OUTsurance

The clearest difference is ads: Vault22 at none against OUTsurance's shown. OUTsurance's advantage is rating (4.8 vs 4.5) and ratings volume (384 vs 51). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OUTsurance holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 51, so its average is the more settled of the two. Written reviews split almost evenly too, at 62% and 62% positive.

Vault22 ships an update every 9 days, OUTsurance fortnightly. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Vault22 | OUTsurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (51 ratings)](https://appshunter.io/ios/app/vault22/id611120440/reviews) | **[4.8 (384 ratings)](https://appshunter.io/ios/app/outsurance/id646353691/reviews)** |
| Number of ratings | 51 | **384** |
| Positive reviews | 61.9% of reviews | **62.1% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 119 MB | 81 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Vault22 Financial Ltd.](https://appshunter.io/developer/1676406067) | [OUTsurance](https://appshunter.io/developer/568869394) |

## What reviewers say

### Vault22

[App page](https://appshunter.io/ios/app/vault22/id611120440)

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

**Highlights:** Connects to 120+ financial institutions, Personalized financial fitness levels, Consolidated view of all accounts, Detailed spending insights and categorization, Budget setting and tracking, Personalized financial nudges, Debt management strategies, Tax time export feature

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### OUTsurance

[App page](https://appshunter.io/ios/app/outsurance/id646353691)

Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.

**Highlights:** Manage insurance policies, Start new insurance quotes, Submit and track claims, Request emergency assistance, Refer friends for discounts, Join SmartDrive program

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Quick and efficient process
- 🚗 Convenient car inspection feature
- 💡 Innovative use of technology
- ✨ Outstanding customer service

**What reviewers complain about**

- 🐛 Buggy login/logout issues
- 🔋 High battery consumption
- 📍 Smart Drive location permission issues
- 📉 Inaccurate policy data in app
- 🔄 App crashes after updates

**Reported bugs**

- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy

**Requested features**

- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders


## Frequently asked questions

### Is Vault22 free?

Vault22 is free to download, with no in-app purchases.

### Is OUTsurance free?

OUTsurance is free to download, with no in-app purchases.

### Which has better reviews, Vault22 or OUTsurance?

OUTsurance is rated higher. Vault22 averages 4.5 out of 5 from 51 ratings, while OUTsurance averages 4.8 from 384 ratings.

### Do Vault22 or OUTsurance have ads?

OUTsurance shows ads; Vault22 does not.

### Which is updated more often, Vault22 or OUTsurance?

Vault22 ships an update every 9 days, and OUTsurance fortnightly. Most recently, Vault22 was updated on October 23, 2026 and OUTsurance on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*