# Vault22 vs FinWise

The clearest difference is in-app purchases: Vault22 at none against FinWise's 2. Vault22 also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. FinWise sells 2 in-app purchases, starting at $8.99 per month. Vault22 asks for nothing beyond the download.

Vault22 ships an update every 2 weeks, FinWise every 9 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Vault22 | FinWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (51 ratings)](https://appshunter.io/ios/app/vault22/id611120440/reviews)** | — |
| Number of ratings | **51** | — |
| Positive reviews | 61.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | Free | — |
| Size | 127 MB | 93 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Vault22 Financial Ltd.](https://appshunter.io/developer/1676406067) | [FinWiseApp, Corp](https://appshunter.io/developer/1840172175) |

## What reviewers say

### Vault22

[App page](https://appshunter.io/ios/app/vault22/id611120440)

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to hundreds of financial institutions, providing a unified view of your money, spending insights, and budgeting tools. Gamified levels and personalized nudges encourage better financial habits.

**Highlights:** Connects to hundreds of financial institutions, Gamified financial fitness levels, Consolidated view of all money, Detailed spending insights and filters, Customizable budgeting tools, Personalized financial nudges, Debt management strategies, Bank-grade security encryption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 💡 Great for financial visibility
- 💡 Helps with budgeting
- 💡 Tracks spending accurately
- 💡 Motivates debt reduction

**What reviewers complain about**

- 🐛 Not working anymore
- 🐛 Cannot login
- 🐛 New update is awful
- 🐛 Design is not iOS
- 🐛 Too congested

**Reported bugs**

- Cannot login
- Not working anymore
- New update is awful
- Too buggy
- Some functionalities removed

**Requested features**

- Pull data from Capitec
- More prominent Nudge feature
- Render charts based on habits
- Nudges when about to buy impulse items
- iPad support


### FinWise

[App page](https://appshunter.io/ios/app/finwise-budget-planner/id6752612631)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FinWise monthly subscription | $8.99 | per month |
| FinWise annual subscription | $89.99 | per year |


## Frequently asked questions

### Is Vault22 free?

Vault22 is free to download, with no in-app purchases.

### Is FinWise free?

FinWise is free to download, with in-app purchases available.

### Do Vault22 or FinWise have ads?

Neither Vault22 nor FinWise shows ads.

### Which is updated more often, Vault22 or FinWise?

Vault22 ships an update every 2 weeks, and FinWise every 9 days. Most recently, Vault22 was updated on November 6, 2026 and FinWise on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*