# Vault22 vs SplitMate AI

The clearest difference is ads: Vault22 at none against SplitMate AI's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vault22 ships an update every 9 days, SplitMate AI fortnightly. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Vault22 | SplitMate AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (51 ratings)](https://appshunter.io/ios/app/vault22/id611120440/reviews)** | — |
| Number of ratings | **51** | — |
| Positive reviews | 61.9% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free with in-app purchases | — |
| Size | 121 MB | 39 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Vault22 Financial Ltd.](https://appshunter.io/developer/1676406067) | [CHRISTOPHER KOZHAYA SAAD](https://appshunter.io/developer/6781557812) |

## What reviewers say

### Vault22

[App page](https://appshunter.io/ios/app/vault22/id611120440)

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

**Highlights:** Connects to 120+ financial institutions, Personalized financial fitness levels, Consolidated view of all accounts, Detailed spending insights and categorization, Budget setting and tracking, Personalized financial nudges, Debt management strategies, Tax time export feature

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### SplitMate AI

[App page](https://appshunter.io/ios/app/splitmate-ai/id6781557810)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault22 free?

Vault22 is free to download, with no in-app purchases.

### Is SplitMate AI free?

SplitMate AI is free to download, with no in-app purchases.

### Do Vault22 or SplitMate AI have ads?

SplitMate AI shows ads; Vault22 does not.

### Which is updated more often, Vault22 or SplitMate AI?

Vault22 ships an update every 9 days, and SplitMate AI fortnightly. Most recently, Vault22 was updated on October 7, 2026 and SplitMate AI on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*