# eSewa vs IME Pay

The clearest difference is rating: IME Pay at 3.8 against eSewa's 3.2. IME Pay also leads on review sentiment (46% vs 19%). eSewa's advantage is ratings volume (533 vs 112). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IME Pay holds the better App Store score, 3.8 against 3.2. Both are backed by a comparable volume of ratings — 533 and 112 respectively. Written reviews point the same way: 19% of eSewa's written reviews are positive against 46% of IME Pay's.

eSewa ships an update every 10 days, IME Pay every 3 weeks. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | eSewa | IME Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (533 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews) | **[3.8 (112 ratings)](https://appshunter.io/ios/app/ime-pay/id1241888344/reviews)** |
| Number of ratings | **533** | 112 |
| Positive reviews | 18.8% of reviews | **46.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 417 MB | 324 MB |
| Requires iOS | 13 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [IME Khalti Limited](https://appshunter.io/developer/1241888343) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### IME Pay

[App page](https://appshunter.io/ios/app/ime-pay/id1241888344)

This digital wallet simplifies daily life in Nepal by enabling quick, hassle-free online payments for various services. Transfer money, pay bills, and make purchases instantly with a few taps. It offers a secure and convenient way to manage cash transactions digitally.

**Highlights:** Wallet to wallet money transfer, Utility bill payments, Merchant QR code payments, Add money from linked banks, Cash pickup and bank deposit options, Request money from contacts, Airline and movie ticket booking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Good features
- 👍 Reliable eWallet
- 👍 Good UI
- 👍 Smooth app performance

**What reviewers complain about**

- 😞 Unprofessional customer care
- 😞 App doesn't work
- 😞 Clueless KYC team
- 😞 App can't open
- 😞 Worst app

**Reported bugs**

- App doesn't work
- KYC team clueless
- App can't open
- App doesn't let complete transactions
- App stuck on loading screen

**Requested features**

- Add service transfer IMEPay to other wallets
- Add more services and payments
- Add option for load money via international card
- Improve minimum top-up amount
- Add option for NRN users


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is IME Pay free?

IME Pay is free to download, with no in-app purchases.

### Which has better reviews, eSewa or IME Pay?

IME Pay is rated higher. eSewa averages 3.2 out of 5 from 533 ratings, while IME Pay averages 3.8 from 112 ratings.

### Do eSewa or IME Pay have ads?

Neither eSewa nor IME Pay shows ads.

### Which is updated more often, eSewa or IME Pay?

eSewa ships an update every 10 days, and IME Pay every 3 weeks. Most recently, eSewa was updated on October 20, 2026 and IME Pay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*