# eSewa vs UnelmaPay

The clearest difference is rating: eSewa at 3.2 against UnelmaPay's 1.0. eSewa also leads on ratings volume (536 vs 1) and review sentiment (19% vs 0%). UnelmaPay's advantage is update cadence (every 3 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eSewa holds the better App Store score, 3.2 against 1.0. That said, the two scores are not equally well evidenced: eSewa has 536 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 19% of eSewa's written reviews are positive against 0% of UnelmaPay's.

eSewa ships an update every 10 days, UnelmaPay every 3 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | eSewa | UnelmaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (536 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/unelmapay/id1534030838/reviews) |
| Number of ratings | **536** | 1 |
| Positive reviews | **18.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 3 days** |
| Monetization | Free | Free |
| Size | 417 MB | 36 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [Unelma Platforms](https://appshunter.io/developer/1338163438) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### UnelmaPay

[App page](https://appshunter.io/ios/app/unelmapay/id1534030838)

Manage all your payments with this comprehensive digital wallet. Send money globally, pay bills, book travel, and get a virtual card for online purchases. It's a complete payment ecosystem for your everyday financial needs.

**Highlights:** Global money remittance, International mobile top-up, Instant P2P money transfers, Utility bill payments, Flight and hotel bookings, Virtual Visa card, International gift cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is UnelmaPay free?

UnelmaPay is free to download, with no in-app purchases.

### Which has better reviews, eSewa or UnelmaPay?

eSewa is rated higher. eSewa averages 3.2 out of 5 from 536 ratings, while UnelmaPay averages 1.0 from 1 ratings.

### Do eSewa or UnelmaPay have ads?

Neither eSewa nor UnelmaPay shows ads.

### Which is updated more often, eSewa or UnelmaPay?

eSewa ships an update every 10 days, and UnelmaPay every 3 days. Most recently, eSewa was updated on November 1, 2026 and UnelmaPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*