# eSewa vs Muncha Money

The clearest difference is rating: eSewa at 3.2 against Muncha Money's 2.0. eSewa also leads on ratings volume (534 vs 6) and review sentiment (19% vs 0%). Muncha Money's advantage is iOS requirement (11.0 vs 13). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eSewa holds the better App Store score, 3.2 against 2.0. That said, the two scores are not equally well evidenced: eSewa has 534 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 19% of eSewa's written reviews are positive against 0% of Muncha Money's.

eSewa ships an update every 10 days, Muncha Money weekly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | eSewa | Muncha Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (534 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews)** | [2.0 (6 ratings)](https://appshunter.io/ios/app/muncha-money/id1541452046/reviews) |
| Number of ratings | **534** | 6 |
| Positive reviews | **18.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Free | Free |
| Size | 417 MB | 35 MB |
| Requires iOS | 13 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [IMPERIAL CREDIT & SAVINGS COOPERATIVE LTD.](https://appshunter.io/developer/1450529773) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### Muncha Money

[App page](https://appshunter.io/ios/app/muncha-money/id1541452046)

Easily send money to Nepal with a simple, cost-efficient, and fast service. Funds are transferred directly to the beneficiary's account, often within minutes.

**Highlights:** Easy money transfers, Cost-efficient service, Direct to beneficiary account, Fast processing times, Convenient user experience

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is Muncha Money free?

Muncha Money is free to download, with no in-app purchases.

### Which has better reviews, eSewa or Muncha Money?

eSewa is rated higher. eSewa averages 3.2 out of 5 from 534 ratings, while Muncha Money averages 2.0 from 6 ratings.

### Do eSewa or Muncha Money have ads?

Neither eSewa nor Muncha Money shows ads.

### Which is updated more often, eSewa or Muncha Money?

eSewa ships an update every 10 days, and Muncha Money weekly. Most recently, eSewa was updated on October 29, 2026 and Muncha Money on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*