# eSewa vs Siddhartha Smart Banking

The clearest difference is update cadence: eSewa at every 10 days against Siddhartha Smart Banking's monthly. eSewa also leads on iOS requirement (13 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eSewa ships an update every 10 days, Siddhartha Smart Banking monthly. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | eSewa | Siddhartha Smart Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (534 ratings)](https://appshunter.io/ios/app/esewa/id614370939/reviews)** | — |
| Number of ratings | **534** | — |
| Positive reviews | 18.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | — |
| Size | 417 MB | 17 MB |
| Requires iOS | **13** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ESEWA LTD.](https://appshunter.io/developer/1838270512) | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) |

## What reviewers say

### eSewa

[App page](https://appshunter.io/ios/app/esewa/id614370939)

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

**Highlights:** Mobile recharge and top-up, Utility bill payments (electricity, water, internet), Ticket booking (air, bus), Fund loading via internet banking, counter deposit, or cash points, Send and receive money, Online shopping, School fee payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient payment options
- 🤝 Helpful for transactions
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🕰️ Slow response times
- 🤖 Poor customer service
- 💳 Unreliable payment processing
- 🔒 Lack of security features

**Reported bugs**

- Login issues
- Transaction failures
- App crashes on certain devices
- Verification process problems

**Requested features**

- Offline payment mode
- Biometric login options
- Improved user interface
- Enhanced security measures
- Better customer support


### Siddhartha Smart Banking

[App page](https://appshunter.io/ios/app/siddhartha-smart-banking/id6477779173)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is eSewa free?

eSewa is free to download, with no in-app purchases.

### Is Siddhartha Smart Banking free?

Siddhartha Smart Banking is free to download, with no in-app purchases.

### Do eSewa or Siddhartha Smart Banking have ads?

Neither eSewa nor Siddhartha Smart Banking shows ads.

### Which is updated more often, eSewa or Siddhartha Smart Banking?

eSewa ships an update every 10 days, and Siddhartha Smart Banking monthly. Most recently, eSewa was updated on October 24, 2026 and Siddhartha Smart Banking on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*